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Offered at $849,000Active
beds
3
baths
2
sq ft
1,379
Built
1900

45 Centennial Street

Portland, ME 04108

About this home

Some homes provide a place to stay. Others become the place everyone wants to gather. Perched on the cherished north end of Peaks Island, just moments from the shoreline of Casco Bay, 45 Centennial Street is one of those rare places where the pace slows, memories are made and every season brings something worth looking forward to. Mornings begin with coffee on the second-floor balcony as the sun rises over the bay. Days are spent exploring the water or wandering quiet island roads. Evenings end beneath brilliant stars, the harbor replacing the noise of everyday life. Originally built in 1900 and thoughtfully updated, this year-round New Englander blends historic charm with contemporary comfort. Rich wood floors, a granite kitchen, open living and dining spaces, inviting bedrooms including a classic bunkroom, an updated bath and efficient heat pumps create a home that is as comfortable in January as it is during the height of summer. Outside, a workshop shed opens up possibilities for artists, makers, remote work, storage or weekend projects. Mooring opportunities are available by application through the Portland Harbormaster, while nearby kayaking, boating and fishing make the water an extension of your backyard. Minutes bring you to the ferry, local cafés, lobster rolls, tennis courts, live music and the welcoming village that has made Peaks Island one of Maine's most treasured communities. Offered fully furnished, 45 Centennial Street isn't simply move-in ready, it's ready to be lived in from the moment you arrive. Whether you're searching for a year-round home, a seasonal retreat or a gathering place for the people who matter most, see what island living feels like from the inside.

Listing last checked: Listing updated:

Listed by Listing Agent · Portside Real Estate Group · MLS #1671276

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Details at a glance

Interior5 property facts
Rooms
7
Heating
Electric, Oil, Baseboard, Heat Pump, Hot Water
Cooling
Heat Pump
Flooring
Tile, Wood
Fireplaces
0
Building4 property facts
Style
Single Family Residence
Year built
1900
Garage
0
Roof
Shingle
Land & utilities4 property facts
Lot size
0.07 acres
Water
Public
Sewer
Public Sewer
Zoning
Ir-2
Financial2 property facts
Annual taxes
$8,240
Assessment year
2024

Location

Estimated monthly cost

Explore costs at the $849,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$4,980 / monthAdjust
Principal & interest
$4,293
Property tax
$687
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $8,240. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

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About 45 Centennial Street

Can I request a private showing?

Request a tour of 45 Centennial Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.