About this home
Riverfront Charm Meets Modern Convenience This beautifully preserved 3-bedroom, 2-full-bath home offers a rare blend of timeless 1900s character and unbeatable commuter accessibility. Whether you are looking for a peaceful riverside retreat or a highly practical home base, this property delivers on both fronts. The Home & Character Step inside and you'll immediately notice the craftsmanship of a bygone era. The home features original 1900s period moulding, classic door knobs, and gorgeous custom built-ins that give the space a warm, inviting feel without sacrificing modern functionality. With three bedrooms and two full baths, there is plenty of room to spread out. Outdoor Space & River Frontage Outside, the property takes full advantage of its setting. You have your own direct river frontage for development, alongside a surprisingly spacious side yard that is perfect for gardening, entertaining, or simply enjoying the outdoors. The property is rounded out by a practical one-bay detached garage to keep your vehicle or outdoor gear protected from the Maine weather. A Commuter's Dream Location Location is where this home truly shines. You are situated just a stone's throw from an up-and-coming, revitalized Gardiner downtown area, putting local dining and community events right at your fingertips. For your daily routine, it doesn't get much easier: Effortless Commute: Immediate access to the interstate and major shopping centers. Healthcare & Defense Professionals: Exceptionally close to the VA, and just around the corner from the BIW ride-share parking, making the daily trip to the shipyard a breeze. BIW: Local ride share right down the street for easy access to BIW. Properties that combine this level of historic charm, water frontage, and strategic commuting access don't stay on the market for long. Contact us today to schedule your private showing and see the historic details for yourself. **Open House 10/11, 1-3pm, No showings until this time.**
Listing last checked: Listing updated:
Listed by Listing Agent · Rizzo Mattson · MLS #1683284
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Details at a glance
Interior5 property facts
- Rooms
- 9
- Heating
- Baseboard
- Cooling
- None
- Flooring
- Wood, Linoleum
- Fireplaces
- 0
Building5 property facts
- Style
- Single Family Residence
- Year built
- 1900
- Garage
- 1
- Foundation
- Block
- Roof
- Shingle
Land & utilities5 property facts
- Lot size
- 0.48 acres
- Water
- Public
- Sewer
- Public Sewer
- Waterfront
- Y
- Zoning
- Residential/Commerci
Financial2 property facts
- Annual taxes
- $3,177
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $340,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$1,984 / monthAdjust
- Principal & interest
- $1,719
- Property tax
- $265
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $3,177. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 163 Water Street
Can I request a private showing?
Request a tour of 163 Water Street and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.

