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Bean Group
Offered at $850,000Pending
beds
2
baths
1
sq ft
1,066
Built
1944

15 Harmons Island

Scarborough, ME 04074

About this home

Where the River Meets Beach Life. Riverfront tranquility just moments from Higgins Beach. Tucked away on a private road on Harmon's Island, Badger Cottage offers the rare opportunity to enjoy the peaceful side of Higgins while remaining just a walk, paddle, or bike ride from the beach. Cherished by generations, it's now ready for its next chapter. Set on a spacious lot where the Spurwink River and Angel Creek converge, this classic 2-bedroom, 1-bath cottage captures everything people love about summers in Maine. Begin your mornings watching the sunrise over the river as wildlife comes to life, spend the day at Higgins Beach, then return home to unwind with loved ones as another beach day comes to a close. Inside, built-ins add charm and function, while a fireplace creates a cozy gathering place on cooler coastal evenings. Comfortable living spaces invite you to relax after a day exploring the coast. Outside, the generous yard, patio, and storage shed provide plenty of space for entertaining, storing beach gear, playing lawn games, or simply enjoying the peaceful surroundings. One of the cottage's most unique features is its direct access to the tidal Spurwink River, making it easy to launch a kayak or paddleboard and explore one of Higgins Beach's most scenic waterways. Surrounded by nature yet just moments from the beach, it's a setting that offers both privacy and adventure. Whether you're looking for a peaceful coastal escape, a property with an established rental history, or simply a place where mornings begin on the river and afternoons end at the beach, Badger Cottage offers a lifestyle that's uniquely Higgins.

Listing last checked: Listing updated:

Listed by Listing Agent · Keller Williams Realty · MLS #1671281

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Details at a glance

Interior5 property facts
Rooms
5
Heating
None
Cooling
None
Flooring
Tile, Wood
Fireplaces
1
Building4 property facts
Style
Single Family Residence
Year built
1944
Foundation
Pillar/Post/Pier
Roof
Shingle
Land & utilities5 property facts
Lot size
0.5 acres
Water
Public
Sewer
Private Sewer
Waterfront
Y
Zoning
R3
Financial2 property facts
Annual taxes
$13,372
Assessment year
2025

Location

Estimated monthly cost

Explore costs at the $850,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$5,412 / monthAdjust
Principal & interest
$4,298
Property tax
$1,114
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $13,372. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

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About 15 Harmons Island

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Request a tour of 15 Harmons Island and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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