About this home
Welcome home to 366 Federal Street. Some houses just feel like home the moment you pull in, and this one does. Set on 1.26 acres in Waterboro, this classic 1998 Cape has the kind of charm that makes you picture your life here right away: morning coffee on the deck, lazy evenings on the front porch, and quiet fall afternoons watching the leaves come down across the yard. Inside, the home offers 3 bedrooms and 2.5 baths, with a layout that feels easy and welcoming, whether you're hosting the holidays or curling up on a slow Sunday. Hot water baseboard heat keeps things cozy through the Maine winters, and the full dry basement gives you room for storage, a workshop, or whatever your next project might be. Outside, there's space to breathe. The covered front porch is made for rocking chairs and watching the seasons change. The back deck is ready for summer cookouts and fire-pit nights. And the showstopper is a brand-new greenhouse with its own heat pump, so it stays comfortable all year round. Picture fresh herbs in January, seedlings started while the snow is still falling, or simply a warm, green escape on a gray winter day. A storage shed keeps the yard and garden tools tucked away, and with over an acre to enjoy, there's room for gardens, play, and soaking in the quiet. This is a place where traditions start, where the first snow and the first summer blooms become stories you tell for years. Come see 366 Federal Street and imagine the memories waiting to be made. OFFER DEADLINE Tues. Oct. 20th at 5PM.
Listing last checked: Listing updated:
Listed by Listing Agent · Red Post Realty, LLC · MLS #1684076
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Details at a glance
Interior5 property facts
- Rooms
- 7
- Heating
- Electric, Oil, Heat Pump, Hot Water, Wood Stove
- Cooling
- Heat Pump
- Flooring
- Laminate, Tile, Hardwood, Linoleum
- Fireplaces
- 0
Building5 property facts
- Style
- Single Family Residence
- Year built
- 1998
- Garage
- 0
- Foundation
- Poured Concrete
- Roof
- Shingle
Land & utilities4 property facts
- Lot size
- 1.26 acres
- Water
- Private
- Sewer
- Private Sewer
- Zoning
- Residential
Financial2 property facts
- Annual taxes
- $5,000
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $515,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$3,021 / monthAdjust
- Principal & interest
- $2,604
- Property tax
- $417
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $5,000. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 366 Federal Street
Can I request a private showing?
Request a tour of 366 Federal Street and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.

