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Bean Group
Offered at $899,999Active
beds
5
baths
3
sq ft
3,179
Built
1850

21 Congress St

Amesbury, MA 01913

About this home

Two-family home, three-family potential in Amesbury! Approximately one mile from downtown, this charming home offers spacious living and major updates, including all-new windows throughout, new separate high-efficiency gas heating systems, a new water heater, new gutters, deck, and a new roof on the shed.The first-floor unit features two spacious bedrooms and a flexible layout. The second-floor unit offers two bedrooms, plus direct access to one bedroom and three additional rooms on the third floor, creating an expansive, townhouse-style living. Large windows fill both units with natural light.Separate gas, water, and electric utilities add convenience, with tenants paying their own electric water and heat. Convenient to downtown shops, restaurants, parks, and local amenities, this is an Amesbury multi-family you won’t want to miss!

Listing last checked: Listing updated:

Listed by Eva Nicholas · Coldwell Banker Realty - Haverhill · MLS #73596109

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Details at a glance

Interior5 property facts
Rooms
12
Heating
Baseboard, Natural Gas, Hot Water
Flooring
Wood, Tile
Basement
Yes · Full, Interior Entry, Bulkhead, Concrete, Unfinished
Fireplaces
1
Building6 property facts
Style
2 Family - 2 Units Up/Down
Year built
1850
Garage
1
Parking
5
Foundation
Stone, Brick/Mortar
Roof
Slate
Land & utilities5 property facts
Lot size
0.19 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
R8
Financial2 property facts
Annual taxes
$9,686
Assessment year
2025

Location

Estimated monthly cost

Explore costs at the $899,999 asking price. Adjust the assumptions to your situation.

Known monthly costs$5,358 / monthAdjust
Principal & interest
$4,551
Property tax
$807
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $9,686. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Ter

    $799,999 · Mar 26, 2026

  2. Exp

    $875,000 · Mar 4, 2026

More property insights

Automated value estimate $895,000

Estimated range $820,000–$980,000.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 21 Congress St

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Request a tour of 21 Congress St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.