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Bean Group
Offered at $439,900Active
beds
3
baths
2
sq ft
2,100
Built
1788

196 N Sturbridge Rd

Charlton, MA 01507

Upcoming open house

Sat, Nov 7 · 12:00 PM–1:30 PM

Arrive prepared. Get the November 2026 Charlton Bean Group Buyer’s Guide before you tour.

About this home

A little slice of country living awaits at this charming, well-maintained Cape, where a distinctive layout and picturesque surroundings make this property feel like something special. Inside, the spacious living room sets a welcoming tone, offering plenty of room to gather around the gas stove on cooler evenings. Just beyond, the kitchen and dining area create a warm, inviting space for everyday meals, featuring windows that frame lovely views of the surrounding land. An adjoining sitting room provides an extra place to relax, enjoy a good book, or simply take in the peaceful setting. A versatile third bedroom on the first floor offers options for guests, a home office, or additional living space, while the conveniently located laundry room makes day-to-day routines that much easier.Upstairs, the primary bedroom feels like a bright and airy retreat, complete with hardwood floors, vaulted ceilings, double closets, and ceiling fans. The second bedroom brings a character all its own, featuring vaulted and beamed ceilings, a walk-in closet, and charming built-in window alcoves that create cozy little nooks and give the room plenty of personality. A private full en-suite bath adds to its versatility, making it an appealing option for guests or anyone looking for a little extra privacy.Beyond the interior, the setting is just as special. Situated on 1.44 acres along a corner lot, the property enjoys scenic views, a private feel, and the added charm of a small pond bordering the land. The spacious backyard offers room to enjoy the outdoors, while the detached barn adds a touch of farmstead character and useful additional space. Recent improvements include a new septic system and a roof replacement above the primary bedroom, both upgraded in 2025. Conveniently located near Routes 20, 31, and 169, the property also offers access to the Mass Pike and nearby shopping, dining, and everyday conveniences in Charlton and neighboring Sturbridge. A wonderful opportunity to enjoy the character of a Cape, the appeal of open land, and a quieter pace of living in Charlton! Welcome Home!

Listing last checked: Listing updated:

Listed by Jim Black Group · Real Broker MA, LLC · MLS #73598051

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Details at a glance

Interior5 property facts
Rooms
8
Heating
Baseboard, Electric Baseboard, Oil, Propane
Cooling
None
Flooring
Wood, Carpet, Laminate
Basement
Yes · Bulkhead, Sump Pump, Dirt Floor, Concrete, Unfinished
Building5 property facts
Style
Single Family Residence
Year built
1788
Parking
6
Foundation
Block, Stone
Roof
Shingle
Land & utilities6 property facts
Lot size
1.44 acres
Water
Private
Sewer
Private Sewer
Waterfront
Y
Pool
Not reported
Zoning
A
Financial2 property facts
Annual taxes
$4,645
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $439,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,611 / monthAdjust
Principal & interest
$2,224
Property tax
$387
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,645. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $415,000

Estimated range $403,000–$458,000.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 196 N Sturbridge Rd

Can I request a private showing?

Request a tour of 196 N Sturbridge Rd and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.