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Bean Group
Offered at $227,000Pending
beds
4
baths
1
sq ft
945
Built
1960

54 Bray Rd

Chesterfield, MA 01012

About this home

NEW PRICE! Freshly cleaned out and ready for your vision, this year-round Lake Damond waterfront home offers a clean slate for its next owner. Loved by the same family for generations, the property features 125 feet of direct lake frontage, a dock, three outbuildings, and access to the association’s private beach and playground. The main level includes an open living, dining, and kitchen area with a bank of windows overlooking the lake, an expansive deck, two bedrooms, a bath with shower, and a workshop/utility/storage room. Two additional bedrooms are upstairs. Improvements include a metal roof, private well, replacement windows, and a newer fuel oil tank. Septic is operational, but the seller assumes it will need replacement. Buyer is responsible for all septic testing, design, approvals, and costs. Floor plans available.

Listing last checked: Listing updated:

Listed by Shelly Hardy · Brick & Mortar Northampton · MLS #73526790

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Details at a glance

Interior4 property facts
Rooms
6
Heating
Forced Air, Oil, Wood Stove
Cooling
Window Unit(s)
Basement
Yes · Partial
Building5 property facts
Style
Single Family Residence
Year built
1960
Parking
6
Foundation
Concrete Perimeter, Other
Roof
Metal
Land & utilities6 property facts
Lot size
0.66 acres
Water
Private
Sewer
Private Sewer
Waterfront
Y
Pool
Not reported
Zoning
all pa
Financial3 property facts
Annual taxes
$4,158
Assessment year
2025
HOA fee
$750 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $227,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,494 / monthAdjust
Principal & interest
$1,148
Property tax
$347
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,158. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $750. The billing period was not supplied; confirm the monthly amount before adding it.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $258,970

Estimated range $197,048–$320,891.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: below average

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About 54 Bray Rd

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Request a tour of 54 Bray Rd and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.