Skip to content
Bean Group
Offered at $399,900Active
beds
4
baths
2
sq ft
2,160
Built
1930

130 Emerald St

Gardner, MA 01440

About this home

Welcome to this well-loved home, proudly owned and meticulously maintained by the same owners for over 35 years. While the interior reflects its original charm and is ready for your personal updates, this home offers exceptional character, solid construction, and endless potential for the right buyer. Inside, you’ll find beautiful glass French doors that add warmth and elegance, a cozy wood-burning fireplace, and a partially finished basement that provides additional living or recreation space. The upgraded chimney offers added peace of mind for years to come. Step outside to enjoy the partially fenced backyard, offering space for gardening, outdoor entertaining, or simply relaxing in your own backyard retreat. Incredible walkability to groceries, pharmacies, dining, and convenience stores. Whether you’re a first-time homebuyer, someone looking to build equity, or an investor seeking a home with great bones, this property is a fantastic opportunity. Back on the market due to buyer financing. Recent updates have been completed with a variety of financing options in mind, including FHA and VA financing. Don’t miss this opportunity to make this home your own! Open House on Oct 17th 9am - 11am and 3pm - 5pm

Listing last checked: Listing updated:

Listed by Robert Johnson · Weichert REALTORS®, Hope & Associates · MLS #73548773

Request property information

Select a document to start a request. You can add others in the form. Availability varies.

Details at a glance

Interior6 property facts
Rooms
7
Heating
Steam, Oil
Cooling
Window Unit(s)
Flooring
Vinyl, Hardwood, Flooring - Hardwood
Basement
Yes · Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Fireplaces
1
Building5 property facts
Style
Single Family Residence
Year built
1930
Parking
3
Foundation
Concrete Perimeter
Roof
Shingle
Land & utilities5 property facts
Lot size
0.17 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
R1
Financial2 property facts
Annual taxes
$4,623
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $399,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,407 / monthAdjust
Principal & interest
$2,022
Property tax
$385
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,623. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $405,666

Estimated range $356,610–$454,721.

Automated estimates are not appraisals or guarantees of market value.

Request a professional market analysis
Photo-based condition insights

Overall presentation: average

Explore more of Gardner

Continue your search in Gardner.

Need help making sense of this home?

About 130 Emerald St

Can I request a private showing?

Request a tour of 130 Emerald St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.