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Bean Group
Offered at $575,000Under Contract
beds
5
baths
3
sq ft
2,368
Built
1920

184-186 Ash St

Gardner, MA 01440

About this home

Whether you're looking for a spacious home with separate living areas for multi-generational living or an income-producing property to help offset your mortgage, this beautifully updated home delivers! The main unit offers 3 bedrooms, 1.5 baths, gleaming hardwood floors, an impressive vaulted great room with skylights, and an updated open-concept kitchen featuring an island and breakfast bar. The second unit offers 2 bedrooms, modern updates, beautiful bamboo hardwood flooring, and an open kitchen and living room layout. Separate utilities add convenience and flexibility, while new vinyl siding enhances curb appeal and minimizes maintenance. Step outside to your spacious, level, fenced-in backyard featuring a covered patio with paving stones and a stone fire pit—an ideal setting for summer barbecues, entertaining friends, or simply relaxing outdoors! With flexible living arrangements, income potential, and inviting indoor and outdoor spaces, this is a property that truly offers the best of both worlds! COMES WITH A FREE ONE YEAR HOME WARRANTY FOR ADDED PEACE OF MIND!

Listing last checked: Listing updated:

Listed by Kevin Cormier · EXIT New Options Real Estate · MLS #73593213

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Details at a glance

Interior6 property facts
Rooms
10
Heating
Forced Air, Baseboard, Oil, Electric, Propane
Cooling
None
Flooring
Wood, Tile, Carpet, Particle Board
Basement
Yes · Full
Fireplaces
1
Building4 property facts
Style
Single Family Residence
Year built
1920
Parking
4
Foundation
Concrete Perimeter, Stone
Land & utilities5 property facts
Lot size
0.53 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
R1
Financial2 property facts
Annual taxes
$7,644
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $575,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,545 / monthAdjust
Principal & interest
$2,908
Property tax
$637
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $7,644. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $590,796

Estimated range $571,339–$610,254.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 184-186 Ash St

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Request a tour of 184-186 Ash St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.