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Bean Group
Offered at $408,000Active
beds
4
baths
2
sq ft
2,702
Built
1905

190 Pine St

Gardner, MA 01440

Upcoming open house

Sun, Oct 18 · 1:00 PM–2:30 PM

Arrive prepared. Get the October 2026 Gardner Bean Group Buyer’s Guide before you tour.

About this home

Well maintained 2 family with large unfinished attic 1st floor unit has a pellet stove in the middle of the unit. 2nd floor unit has a heatpump but the seller has no information about the condition. Both units have the same floor plan and both have 2 bedrooms, 1 bath, large kitchen with separate galley. All appliances will be included as shown. Further enhancing the property's functionality is a single garage space, providing convenient parking and storage solutions. The generous 6530 square foot lot size offers ample outdoor space for various potential uses. To explore the potential of this compelling multi-family property, we encourage you to schedule a private viewing.

Listing last checked: Listing updated:

Listed by Harold J. Salant · One Call Realty · MLS #73571436

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Details at a glance

Interior3 property facts
Rooms
10
Heating
Central, Natural Gas
Basement
Yes · Full, Walk-Out Access, Interior Entry, Garage Access
Building6 property facts
Style
Multi Family
Year built
1905
Garage
1
Parking
5
Foundation
Concrete Perimeter
Roof
Shingle
Land & utilities5 property facts
Lot size
0.15 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
R3
Financial2 property facts
Annual taxes
$5,026
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $408,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,482 / monthAdjust
Principal & interest
$2,063
Property tax
$419
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $5,026. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $420,252

Estimated range $405,742–$434,763.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: below average

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About 190 Pine St

Can I request a private showing?

Request a tour of 190 Pine St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.