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Bean Group
Offered at $450,000Active
beds
6
baths
2
sq ft
2,456
Built
1920

6 Church St

Gardner, MA 01440

Upcoming open house

Sun, Oct 18 · 10:30 AM–12:00 PM

Arrive prepared. Get the October 2026 Gardner Bean Group Buyer’s Guide before you tour.

About this home

Welcome to this well-maintained two-family property in a great Gardner location, proudly owned by the same family for over 50 years! Situated on a corner lot, this property offers a wonderful opportunity for owner-occupants, investors, or those looking to expand their real estate portfolio. Each unit features 3 bedrooms, with its own exterior access, offering flexibility and convenience for a variety of living arrangements. The kitchen and dining area are conveniently combined, creating a functional layout with space for everyday meals, gathering, and entertaining. Both units offer comfortable living spaces with plenty of potential to make them your own. Additional features include a sun porch, perfect for enjoying your morning coffee or relaxing at the end of the day, along with a fenced-in backyard area offering outdoor space to enjoy. A walk-up attic provides excellent additional storage, while new electrical panels are a valuable recent improvement. With its long history of family ownership, well-maintained condition, and versatile two-family layout, this property is full of opportunity and ready for its next chapter. Showings begin at the Open House on Sunday, October 18, 2026, from 10:30 AM to 12:00 PM. Come explore the possibilities this Gardner property has to offer!

Listing last checked: Listing updated:

Listed by Kelly Lagrassa · LAER Realty Partners · MLS #73590873

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Details at a glance

Interior5 property facts
Rooms
10
Heating
Oil
Cooling
Window Unit(s), None
Flooring
Hardwood
Basement
Yes · Full, Unfinished
Building5 property facts
Style
2 Family - 2 Units Up/Down
Year built
1920
Parking
6
Foundation
Concrete Perimeter
Roof
Shingle
Land & utilities5 property facts
Lot size
0.16 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
R1
Financial2 property facts
Annual taxes
$4,975
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $450,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,690 / monthAdjust
Principal & interest
$2,275
Property tax
$415
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,975. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $460,433

Estimated range $395,382–$525,484.

Automated estimates are not appraisals or guarantees of market value.

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Comparable properties 2 supplied

Sold Aug 3, 2026

$440,000

98-100 Draper St

Sold Aug 3, 2026

$450,000

4 Hood St

Photo-based condition insights

Overall presentation: below average

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About 6 Church St

Can I request a private showing?

Request a tour of 6 Church St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.