Offered at $550,000Under Contract

beds: 6
baths: 3
sq ft: 3,935
Built: 1920

199 Mechanic St

About this home

Well Maintained 3 Family offering spacious 3 BDM, 1 Bath Apartments. All three units are separately metered and the tenants pay for their heat, hot water, gas, and electricity. Washer and Dryer hooks ups for each apartment. Plenty of off St Parking for the tenants and guest. The outside has vinyl siding and vinyl windows. Minutes from Rt. 2, Rt. 190, and Leominster's Vibrant Downtown. Rents are below market rate but all 3 Tenants are on a TAW. Lead Abatement Compliance Letters for all (3) Apartments.

Listing last checked: November 8, 2026 at 8:18 AM ESTListing updated: October 29, 2026 at 2:07 PM EDT

Listed by Matthew Straight · Coldwell Banker Realty - Leominster · MLS #73594962

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Details at a glance

Interior4 property facts

Rooms: 15
Heating: Baseboard, Natural Gas
Flooring: Tile, Vinyl, Carpet
Basement: Yes · Full, Bulkhead, Concrete, Unfinished

Building5 property facts

Style: 3 Family
Year built: 1920
Parking: 6
Foundation: Stone
Roof: Rubber

Land & utilities5 property facts

Lot size: 0.12 acres
Water: Public
Sewer: Public Sewer
Pool: Not reported
Zoning: RC

Financial2 property facts

Annual taxes: $7,901
Assessment year: 2026

Location

Estimated monthly cost

Explore costs at the $550,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,440 / monthAdjust

Down payment (%)Interest rate (%)Loan termMonthly property tax ($)Monthly insurance ($)Monthly HOA ($)

Principal & interest: $2,781
Property tax: $658
Insurance: Not entered
HOA: Not entered

Listing annual taxes: $7,901. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $515,000

Estimated range $445,000–$615,000.

Automated estimates are not appraisals or guarantees of market value.

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Comparable properties 1 supplied

Sold Sep 14, 2026

$525,000

39 Bell St

Photo-based condition insights

Overall presentation: below average

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About 199 Mechanic St

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Bean Group · eXp Realty

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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