About this home
Well-maintained two-family in Lowell’s Highlands, ideal for an owner-occupant or investor! Unit 1 offers 3 bedrooms, 1 full bath, and approximately 1,100 sq ft and is tenant-occupied on a month-to-month basis at $2,000/month. Unit 2 spans the second and third floors with 5 bedrooms, 1 full bath, and approximately 1,700 sq ft, featuring fresh paint throughout, new second-floor carpeting, and ceiling fans in most second-floor rooms. Both units offer kitchens with granite counters, stainless steel appliances, vented range hoods, in-unit laundry, and separate walk-out exterior access. Most rooms feature 9-foot ceilings. Optional basement storage. Enjoy a spacious backyard with a new fence (2026), fire pit, 10 x 12 shed, and 6 x 8 greenhouse. Updates include approximately 2-year-old gas water heaters in both units, Nest programmable thermostats, and windows and electrical updated in 2015. Separately metered utilities; tenants pay heat, hot water, and electricity. Lead paint compliant. Potential for A/C. On-street parking. First-floor washer and dryer belong to the tenant. Convenient to shopping, dining, parks, downtown Lowell, commuter rail, the Lowell Connector, Route 3, and I-495.
Listing last checked: Listing updated:
Listed by Jennifer Mason · Coldwell Banker Realty - Andovers/Readings Regional · MLS #73587368
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Details at a glance
Interior5 property facts
- Rooms
- 12
- Heating
- Forced Air, Natural Gas
- Cooling
- None
- Flooring
- Tile, Vinyl, Carpet
- Basement
- Yes · Interior Entry, Dirt Floor, Unfinished
Building4 property facts
- Style
- 2 Family - 2 Units Up/Down
- Year built
- 1850
- Foundation
- Stone
- Roof
- Slate
Land & utilities5 property facts
- Lot size
- 0.11 acres
- Water
- Public, Individual Meter
- Sewer
- Public Sewer
- Pool
- Not reported
- Zoning
- TMF
Financial2 property facts
- Annual taxes
- $6,044
- Assessment year
- 2026
Location
Estimated monthly cost
Explore costs at the $675,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$3,917 / monthAdjust
- Principal & interest
- $3,413
- Property tax
- $504
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $6,044. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Automated value estimate $681,542
Estimated range $584,815–$778,268.
Automated estimates are not appraisals or guarantees of market value.
Request a professional market analysisPhoto-based condition insights
Overall presentation: average
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About 161 Smith St
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