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Bean Group
Offered at $649,900Under Contract
beds
6
baths
3
sq ft
1,956
Built
1940

81 Liberty St

Lowell, MA 01851

About this home

INVESTMENT OPPORTUNITY IN LOWELL. This well-maintained two-family offers excellent flexibility with separate utilities, updated bathrooms and flooring, and ample off-street parking. Recent improvements include newer siding, fencing, and deck, along with gas heating. Unit 2 features a furnace replaced in 2022, while the hot water heaters were replaced in 2023 and 2021. Both units offer three bedrooms, creating strong rental appeal. Current tenants are paying below-market rents, providing an opportunity for a future owner to increase rental income. DON’T MISS THE OPPORTUNITY TO ADD THIS VERSATILE LOWELL TWO-FAMILY TO YOUR PORTFOLIO.

Listing last checked: Listing updated:

Listed by Team Lillian Montalto · Lillian Montalto Signature Properties · MLS #73584341

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Details at a glance

Interior5 property facts
Rooms
11
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Flooring
Tile, Laminate
Basement
Yes · Interior Entry, Concrete, Unfinished
Building5 property facts
Style
2 Family - 2 Units Up/Down
Year built
1940
Parking
6
Foundation
Stone
Roof
Shingle
Land & utilities5 property facts
Lot size
0.14 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
USF
Financial2 property facts
Annual taxes
$6,660
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $649,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,841 / monthAdjust
Principal & interest
$3,286
Property tax
$555
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $6,660. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Price and status timeline

  1. Exp

    $1,125 · Sep 2, 2010

More property insights

Automated value estimate $685,958

Estimated range $622,140–$749,776.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 81 Liberty St

Can I request a private showing?

Request a tour of 81 Liberty St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.