About this home
Looking for a home with room to spread out and the potential for rental income? This approximately 3,000-square-foot two-family in downtown Monson has plenty to work with! The larger unit offers 4 bedrooms and 2.5 baths, with several beautiful updates already in place. The kitchen features a large island, pantry, tile backsplash, and Corian countertops, while hardwood floors carry through the living room and separate dining area. A first-floor full bath includes laundry and radiant heated flooring, and the upstairs main bedroom has its own private balcony—a lovely spot to enjoy some fresh air. The smaller unit offers 2 bedrooms, 2 bath, hardwood floors, and a fireplace in the living room. The kitchen renovation was started but never finished, leaving the next owner an opportunity to make it their own. Both units share an expansive deck overlooking the backyard, with plenty of space to relax or gather with friends. With separate utilities and a location right downtown, this could make a wonderful owner-occupied property once the needed work is completed. Both furnaces are currently nonfunctional, though natural gas hookup is available at the street. CASH OR REHAB LOAN ONLY due to the lack of functioning heat and property condition. Bring your ideas and finish what’s been started—there’s so much potential here!
Listing last checked: Listing updated:
Listed by King Group · Coldwell Banker Realty - Western MA · MLS #73585153
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Details at a glance
Interior5 property facts
- Rooms
- 13
- Heating
- Electric, Steam, Oil, Radiant, Pellet Stove
- Flooring
- Tile, Vinyl, Varies, Hardwood
- Basement
- Yes · Full, Walk-Out Access, Interior Entry, Dirt Floor, Concrete, Unfinished
- Fireplaces
- 1
Building4 property facts
- Style
- Multi Family
- Year built
- 1868
- Parking
- 5
- Foundation
- Stone, Brick/Mortar
Land & utilities5 property facts
- Lot size
- 0.5 acres
- Water
- Public
- Sewer
- Public Sewer
- Pool
- Not reported
- Zoning
- RV
Financial2 property facts
- Annual taxes
- $4,146
- Assessment year
- 2026
Location
Estimated monthly cost
Explore costs at the $250,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$1,610 / monthAdjust
- Principal & interest
- $1,264
- Property tax
- $346
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $4,146. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Automated value estimate $257,714
Estimated range $223,793–$291,634.
Automated estimates are not appraisals or guarantees of market value.
Request a professional market analysisPhoto-based condition insights
Overall presentation: average
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About 86 Main St
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