Offered at $1,179,000Active

beds: 6
baths: 4
sq ft: 2,827
Built: 1910

474 Central St

Saugus, MA 01906

Upcoming open house

Sun, Oct 18 · 3:00 PM–4:30 PM

Arrive prepared. Get the October 2026 Saugus Bean Group Buyer’s Guide before you tour.

About this home

Welcome to 474 Central Street! This beautifully renovated two-family home offers the perfect combination of modern finishes, spacious living and exceptional versatility. Renovated approximately four years ago with condo-quality finishes throughout, each townhouse-style unit features three bedrooms, two full baths and thoughtfully designed living spaces.Both units showcase stunning open-concept kitchens with shaker cabinetry, quartz countertops, subway tile backsplashes, stainless steel appliances, wine refrigerators and designer lighting over spacious islands. Beautiful hardwood floors flow throughout, creating a warm and inviting atmosphere.Unit One offers a spacious kitchen, living and dining area, two bedrooms and a beautifully tiled full bath on the main level. The finished lower level provides additional living space, a third bedroom and another full bath.Unit Two features an open-concept kitchen, living and dining area, along with a primary bedroom highlighted by a cathedral ceiling. The upper level offers two additional bedrooms and a beautifully appointed full bath with a skylight.Additional improvements completed approximately four years ago include an architectural shingle roof, updated plumbing and electrical, foam insulation and two high-efficiency, two-zone gas HVAC systems with central air conditioning.Enjoy private decks overlooking a beautifully landscaped, expansive fenced backyard, perfect for outdoor entertaining and relaxation. A six-car driveway provides ample off-street parking.Conveniently located near Route 1, shopping, dining and major commuter routes, this exceptional property presents a wonderful opportunity for owner-occupants or investors. Move right in and enjoy the benefits of a beautifully updated two-family home

Listing last checked: October 18, 2026 at 11:53 AM EDTListing updated: October 4, 2026 at 4:05 AM EDT

Listed by Louise Touchette Team · Coldwell Banker Realty - Lynnfield · MLS #73584851

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Details at a glance

Interior3 property facts

Rooms: 11
Flooring: Hardwood
Basement: Yes · Partial, Interior Entry

Building4 property facts

Style: Multi Family
Year built: 1910
Parking: 6
Foundation: Stone

Land & utilities5 property facts

Lot size: 0.17 acres
Water: Public
Sewer: Public Sewer
Pool: Not reported
Zoning: NA

Financial2 property facts

Annual taxes: $11,490
Assessment year: 2026

Location

Estimated monthly cost

Explore costs at the $1,179,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$6,919 / monthAdjust

Down payment (%)Interest rate (%)Loan termMonthly property tax ($)Monthly insurance ($)Monthly HOA ($)

Principal & interest: $5,962
Property tax: $958
Insurance: Not entered
HOA: Not entered

Listing annual taxes: $11,490. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $1,202,236

Estimated range $1,072,761–$1,331,711.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: above average

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About 474 Central St

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Request a tour of 474 Central St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

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Bean Group · eXp Realty

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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