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Bean Group
Offered at $369,900Active
beds
5
baths
2
sq ft
1,742
Built
1887

16 Temple St

Spencer, MA 01562

Upcoming open house

Sun, Oct 18 · 1:30 PM–3:00 PM

Arrive prepared. Get the October 2026 Spencer Bean Group Buyer’s Guide before you tour.

About this home

Charming corner-lot 2-family in Spencer offering excellent rental potential and flexibility for both investors and owner-occupants. Each unit features bright, functional living spaces ideal for everyday living and entertaining, with kitchens that flow seamlessly into the main living areas. Comfortable bedrooms provide a welcoming retreat. Additional highlights include in-unit washer/dryer hookups, cable availability, and ample parking with both off-street and on-street options. Second-floor unit is tenant-occupied with an active lease in place.

Listing last checked: Listing updated:

Listed by Anthony Marzilli · Lamacchia Realty, Inc. · MLS #73588994

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Details at a glance

Interior5 property facts
Rooms
10
Heating
Forced Air, Natural Gas, Electric
Cooling
Window Unit(s)
Flooring
Vinyl, Carpet
Basement
Yes · Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
Building5 property facts
Style
2 Family - 2 Units Up/Down
Year built
1887
Parking
4
Foundation
Block, Stone
Roof
Shingle
Land & utilities5 property facts
Lot size
0.06 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
1040
Financial2 property facts
Annual taxes
$2,808
Assessment year
2025

Location

Estimated monthly cost

Explore costs at the $369,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,104 / monthAdjust
Principal & interest
$1,870
Property tax
$234
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $2,808. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $378,945

Estimated range $325,273–$432,616.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 16 Temple St

Can I request a private showing?

Request a tour of 16 Temple St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.