About this home
Amazing opportunity to own TWO single family houses on ONE lot...and located just one block from the ocean in Swampscott! Enjoy the fabulous water views and feel the cool ocean breeze just minutes away from your doorway at Swampscott Harbor and Fisherman's Beach. This prime location is also a short walk to Swampscott's coastal downtown, offering a charming mix of restaurants, local shops, everyday conveniences and many green spaces. Both houses are move-in ready! The primary house was thoughtfully refreshed, offering the perfect blend of modern amenities, timeless classic style with touches of old world charm that includes original wood floors, pocket doors, an ornate tin ceiling and custom storage cabinets and shelves. The kitchen is now equipped with new stainless steel appliances, countertops, a deep pantry and a custom built entrance storage area. The guest bathroom on the first floor was also recently modernized and refreshed. The second floor full bathroom sparkles after it was renovated and fitted with a deep tub, glass shower enclosure and modern fixtures. The third floor was finished and houses the fourth bedroom with adjoining office or den. The second house was significantly rebuilt 20 years ago with an open concept eat-in kitchen and living room area, a 3/4 bathroom and full size stackable washer and dryer on the first floor. A large loft comprises the second floor. The loft is the perfect location for a private and cozy sleeping area. This two house property presents multiple living and investment options. It's an ideal property for an owner occupant needing additional space for extended family, an owner occupant seeking rental income or an investor looking solely for an income-producing investment property. Whether you're looking for a multi-generational family home, a coastal retreat or a solid rental investment, this property offers extraordinary flexibility and a good value!
Listing last checked: Listing updated:
Listed by Ellen Zumbado · Marsh Properties, Inc. · MLS #73559992
Request property information
Select a document to start a request. You can add others in the form. Availability varies.
Details at a glance
Interior5 property facts
- Rooms
- 8
- Heating
- Forced Air, Natural Gas, Unit Control, Electric, Ductless
- Cooling
- Central Air, Unit Control, Ductless
- Flooring
- Wood, Vinyl
- Basement
- Yes · Full, Interior Entry, Bulkhead, Concrete, Unfinished
Building5 property facts
- Style
- Multi Family
- Year built
- 1798
- Parking
- 10
- Foundation
- Stone
- Roof
- Shingle
Land & utilities5 property facts
- Lot size
- 0.14 acres
- Water
- Public
- Sewer
- Public Sewer
- Pool
- Not reported
- Zoning
- N/A
Financial2 property facts
- Annual taxes
- $9,158
- Assessment year
- 2026
Location
Estimated monthly cost
Explore costs at the $799,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$4,803 / monthAdjust
- Principal & interest
- $4,040
- Property tax
- $763
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $9,158. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Automated value estimate $983,230
Estimated range $941,259–$1,025,201.
Automated estimates are not appraisals or guarantees of market value.
Request a professional market analysisPhoto-based condition insights
Overall presentation: average
Explore more of Swampscott
Continue your search in Swampscott.
Need help making sense of this home?
About 481 Humphrey
Can I request a private showing?
Request a tour of 481 Humphrey and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.

