Sold Jul 10, 2026
$1,260,000About this home
Presenting 1366 Gardners Neck rd, a waterfront colonial set on 2 private acres in Swansea’s coveted Gardners Neck. This 3,700+ sq ft waterfront estate offers 4 bedrooms and 3.5 baths, seamlessly blending historic charm with modern sophistication. A stunning kitchen, beautifully appointed baths, gleaming hardwood floors, and panoramic bay views from nearly every room define the interiors. The full-length waterfront porch invites effortless indoor-outdoor living, while a private beach and boat ramp offer endless recreation. A detached two-car garage with an upper-level studio/ office provides versatile space for guests or remote work. Surrounded by manicured lawns, gardens, and woodlands, this rare coastal retreat offers elegance, privacy, and natural beauty—conveniently located near Providence, Newport, and Boston. Perfect as a luxurious primary residence or an exclusive short-term rental retreat, this estate combines timeless appeal with exceptional lifestyle and income potential.Current owner has initiated plans for a dock as well!
Listing last checked: Listing updated:
Listed by Dawn Mercer · Keller Williams South Watuppa · MLS #73484798
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Details at a glance
Interior5 property facts
- Rooms
- 8
- Heating
- Baseboard, Propane, Ductless
- Cooling
- 3 or More, Ductless
- Flooring
- Tile, Hardwood
- Basement
- Not reported
Building6 property facts
- Style
- Single Family Residence
- Year built
- 1896
- Garage
- 2
- Parking
- 12
- Foundation
- Other
- Roof
- Shingle, Wood
Land & utilities6 property facts
- Lot size
- 2 acres
- Water
- Public
- Sewer
- Inspection Required for Sale
- Waterfront
- Y
- Pool
- Not reported
- Zoning
- R1
Financial2 property facts
- Annual taxes
- $11,288
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $1,350,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$7,767 / monthAdjust
- Principal & interest
- $6,826
- Property tax
- $941
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $11,288. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
Price and status timeline
- Exp
$1,574,000 · Aug 1, 2025
More property insights
Automated value estimate $1,522,714
Estimated range $1,340,863–$1,704,566.
Automated estimates are not appraisals or guarantees of market value.
Request a professional market analysisComparable properties 1 supplied
Photo-based condition insights
Overall presentation: above average
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About 1366 Gardners Neck Rd
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