Offered at $1,275,000Active

beds: 4
baths: 4
sq ft: 3,347
Built: 1893

20 W Water St

About this home

Fabulous investment opportunity. Well maintained Wakefield four family building. 4 well laid out 1 bedroom apartments. All separate utilities. The unit have various layouts and function very well as rental apartments. The property is well sited in a great location between downtown and North Ave commuter rail station. The building is fully leased. Dual driveways provide ample parking for 8+ vehicles. Coin op laundry.

Listing last checked: November 6, 2026 at 9:17 PM ESTListing updated: November 2, 2026 at 10:01 AM EST

Listed by Christopher Barrett · Barrett, Chris. J., REALTORS® · MLS #73593251

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Details at a glance

Interior4 property facts

Rooms: 13
Heating: Natural Gas, Oil
Flooring: Wood, Plywood, Vinyl, Carpet, Varies, Hardwood
Basement: Yes · Full, Interior Entry, Concrete, Unfinished

Building5 property facts

Style: 4 Family - 4 Units Up/Down
Year built: 1893
Parking: 8
Foundation: Stone, Irregular
Roof: Shingle

Land & utilities5 property facts

Lot size: 0.19 acres
Water: Public
Sewer: Public Sewer
Pool: Not reported
Zoning: B

Financial2 property facts

Annual taxes: $10,551
Assessment year: 2025

Location

Estimated monthly cost

Explore costs at the $1,275,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$7,326 / monthAdjust

Down payment (%)Interest rate (%)Loan termMonthly property tax ($)Monthly insurance ($)Monthly HOA ($)

Principal & interest: $6,447
Property tax: $879
Insurance: Not entered
HOA: Not entered

Listing annual taxes: $10,551. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $1,250,000

Estimated range $1,115,000–$1,370,000.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 20 W Water St

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Request a tour of 20 W Water St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.

Bean Group · eXp Realty

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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