Offered at $849,000Active

beds: 4
baths: 3
sq ft: 3,270
Built: 1880

31 Central Street

About this home

Spacious, sunny and centrally located two-family home! Both units feature hardwood flooring, high ceilings and oversized rooms. Finished basement offers laundry and plenty of bonus space. Property features a fully fenced in yard. Exterior shed for additional storage. Excellent location and rental history, steps from Carter Street Commuter Rail stop, close to Watertown, Newton and easy highway access!

Listing last checked: October 17, 2026 at 1:40 PM EDTListing updated: October 14, 2026 at 7:21 AM EDT

Listed by Paul C. Morreale · Gelineau & Associates, R.E. · MLS #73584494

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Details at a glance

Interior4 property facts

Rooms: 10
Heating: Hot Water, Natural Gas
Flooring: Tile, Hardwood
Basement: Yes · Finished, Interior Entry

Building5 property facts

Style: 2 Family - 2 Units Up/Down
Year built: 1880
Parking: 1
Foundation: Stone
Roof: Shingle

Land & utilities5 property facts

Lot size: 0.08 acres
Water: Public
Sewer: Public Sewer
Pool: Not reported
Zoning: RES B

Financial2 property facts

Annual taxes: $5,443
Assessment year: 2026

Location

Estimated monthly cost

Explore costs at the $849,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$4,747 / monthAdjust

Down payment (%)Interest rate (%)Loan termMonthly property tax ($)Monthly insurance ($)Monthly HOA ($)

Principal & interest: $4,293
Property tax: $454
Insurance: Not entered
HOA: Not entered

Listing annual taxes: $5,443. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $929,629

Estimated range $840,409–$1,018,850.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 31 Central Street

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Request a tour of 31 Central Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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Bean Group · eXp Realty

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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