Offered at $1,650,000Pending

beds: 6
baths: 6
sq ft: 4,122
Built: 1900

304 Shirley Street

About this home

Situated just steps from the sand, 304 Shirley presents a rare opportunity to own a fully occupied 6-unit building in one of Winthrop's most desirable seaside neighborhoods. Each unit is a well-maintained 1-bedroom, offering consistent rental income and strong tenant demand. This beachside property is perfectly positioned near local shops, restaurants, and public transportation, making it a convenient and attractive location for tenants year-round. Unit 2 has the following updates: new flooring, new paint, updated kitchen, new light fixtures.

Listing last checked: October 17, 2026 at 8:46 PM EDTListing updated: October 5, 2026 at 11:20 AM EDT

Listed by Reserve Team · Reference Real Estate · MLS #73489316

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Details at a glance

Interior4 property facts

Rooms: 15
Heating: Oil
Flooring: Tile, Hardwood
Basement: Not reported

Building4 property facts

Style: 5+ Family - 5+ Units Up/Down
Year built: 1900
Foundation: Concrete Perimeter
Roof: Shingle

Land & utilities5 property facts

Lot size: 0.08 acres
Water: Public
Sewer: Public Sewer
Pool: Not reported
Zoning: R

Financial2 property facts

Annual taxes: $12,358
Assessment year: 2025

Location

Estimated monthly cost

Explore costs at the $1,650,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$9,373 / monthAdjust

Down payment (%)Interest rate (%)Loan termMonthly property tax ($)Monthly insurance ($)Monthly HOA ($)

Principal & interest: $8,343
Property tax: $1,030
Insurance: Not entered
HOA: Not entered

Listing annual taxes: $12,358. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Automated value estimate $1,622,697

Estimated range $1,428,726–$1,816,667.

Automated estimates are not appraisals or guarantees of market value.

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Photo-based condition insights

Overall presentation: average

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About 304 Shirley Street

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Request a tour of 304 Shirley Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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Availability varies by property and source. Request the documents you need and we will help obtain what is available.

Bean Group · eXp Realty

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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