About this home
A Home with Character, Community & Possibilities. Looking for more than just a house? Discover a unique opportunity to enjoy a lifestyle surrounded by nature, community, and connection in beautiful Charlotte, Vermont. Welcome to 295 Ten Stones Circle, a home full of warmth, character, and flexible living spaces, located within the distinctive Ten Stones community. Set among 85 acres of shared land, this special community of 17 households offers a refreshing approach to neighborhood living, with shared green spaces, a common house, and opportunities to connect with neighbors while enjoying the beauty of Vermont. Inside, you'll find inviting living spaces, hardwood floors, abundant natural light, and a cozy Jøtul woodstove that adds warmth and charm. The thoughtfully designed layout includes a first-floor home office or creative space, comfortable areas for gathering and entertaining, and two bedrooms upstairs. One of the home's standout features is the walkout lower-level accessory dwelling unit (ADU), complete with a separate entrance. This versatile space offers possibilities for extended family, guests, a private workspace, or potential rental income, subject to applicable requirements. Whether you're drawn to gardening, outdoor recreation, creative pursuits, or simply a greater sense of community, this Charlotte property offers something truly special. Enjoy the peaceful surroundings while remaining conveniently located near Shelburne, Burlington, Lake Champlain, and local amenities.
Listing last checked: Listing updated:
Listed by Robbi Handy Holmes · BHHS Vermont Realty Group/S Burlington · MLS #5106383
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Details at a glance
Interior5 property facts
- Rooms
- 8
- Heating
- Baseboard, Wood, Propane, Wood Stove
- Cooling
- None
- Flooring
- Carpet, Hardwood, Tile
- Basement
- Yes · Apartment(s), Daylight, Interior Stairs, Storage Space, Walkout
Building3 property facts
- Style
- Single Family Residence
- Year built
- 1993
- Roof
- Shingle
Land & utilities4 property facts
- Lot size
- 0.5 acres
- Sewer
- Shared Septic
- Pool
- Not reported
- Zoning
- Residential
Financial3 property facts
- Annual taxes
- $10,136
- Assessment year
- 2026
- HOA fee
- $715 (billing period not supplied)
Location
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Estimated monthly cost
Explore costs at the $699,900 asking price. Adjust the assumptions to your situation.
Known monthly costs$4,384 / monthAdjust
- Principal & interest
- $3,539
- Property tax
- $845
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $10,136. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $715. The billing period was not supplied; confirm the monthly amount before adding it.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Photo-based condition insights
Overall presentation: average
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About 295 Ten Stones Circle
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Request a tour of 295 Ten Stones Circle and a Bean Group agent will help coordinate an available time with the listing side.
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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
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