About this home
Every small Vermont town has its iconic vintage homes-the ones that catch your eye every time you pass. This 1893 Queen Anne Victorian is one of Charlotte's finest, set on over 5 acres and lovingly cared for by the same owners for more than 40 years. A covered front porch welcomes you into the central foyer and expansive living room, where a large bay window frames Green Mountain views. Built-in bookcases, a wood-burning fireplace, and a window seat add to the room's original character and create a comfortable gathering space. At the back of the home, the eat-in kitchen features maple floors, custom cabinetry, slate countertops, and a sunny breakfast alcove that opens to the landscaped stone patio. Just off the kitchen, a mudroom with wainscoting, slate floors, and storage cubbies leads to a small back porch. An open dining room with cherry floors and an antique built-in butler's pantry completes the first floor. Upstairs, the primary suite includes a dressing area, walk-in closet, and private full bath. Two additional bedrooms are bright and spacious, with charming nooks and crannies throughout. They share a 3/4 bath and second-floor laundry with heated tile floors. The home underwent a thoughtful renovation in 1984 that added the kitchen, two baths, mudroom, and second-floor laundry, along with new plumbing and wiring throughout-no knob-and-tube wiring or cast iron. Beyond the home, the enchanting c.1860 English barn offers potential for a home business, studio, or auxiliary dwelling unit. The barn has been structurally reinforced and re-sited on a new poured concrete foundation. In 2015, the owners also installed a new state-of-the-art septic system engineered to support the existing 3-bedroom home and a future 1-bedroom ADU. These thoughtful improvements have added comfort and convenience while preserving the character and integrity that make this Charlotte home so memorable. After more than four decades as a beloved home, it is ready for its next chapter.
Listing last checked: Listing updated:
Listed by Margolin and von Trapp Team · Coldwell Banker Hickok and Boardman · MLS #5096408
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Details at a glance
Interior5 property facts
- Rooms
- 7
- Heating
- Forced Air, Heat Pump, Propane, Natural Gas, Electric
- Cooling
- Central Air
- Flooring
- Carpet, Ceramic Tile, Hardwood, Tile, Softwood, Wood
- Basement
- Yes · Basement Stairs, Bulkhead, Full, Storage Space, Unfinished
Building6 property facts
- Style
- Single Family Residence
- Year built
- 1887
- Garage
- 2
- Parking
- 2
- Foundation
- Stone
- Roof
- Metal
Land & utilities5 property facts
- Lot size
- 5.37 acres
- Water
- Well
- Sewer
- Septic Tank
- Pool
- Not reported
- Zoning
- Ag/ Residential
Financial2 property facts
- Annual taxes
- $10,063
- Assessment year
- 2025
Location
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Estimated monthly cost
Explore costs at the $879,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$5,283 / monthAdjust
- Principal & interest
- $4,445
- Property tax
- $839
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $10,063. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Photo-based condition insights
Overall presentation: average
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About 3160 Mt. Philo Road
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