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Bean Group
Offered at $879,000Pending
beds
3
baths
3
sq ft
2,210
Built
1887

3160 Mt. Philo Road

Charlotte, VT 05445

About this home

Every small Vermont town has its iconic vintage homes-the ones that catch your eye every time you pass. This 1893 Queen Anne Victorian is one of Charlotte's finest, set on over 5 acres and lovingly cared for by the same owners for more than 40 years. A covered front porch welcomes you into the central foyer and expansive living room, where a large bay window frames Green Mountain views. Built-in bookcases, a wood-burning fireplace, and a window seat add to the room's original character and create a comfortable gathering space. At the back of the home, the eat-in kitchen features maple floors, custom cabinetry, slate countertops, and a sunny breakfast alcove that opens to the landscaped stone patio. Just off the kitchen, a mudroom with wainscoting, slate floors, and storage cubbies leads to a small back porch. An open dining room with cherry floors and an antique built-in butler's pantry completes the first floor. Upstairs, the primary suite includes a dressing area, walk-in closet, and private full bath. Two additional bedrooms are bright and spacious, with charming nooks and crannies throughout. They share a 3/4 bath and second-floor laundry with heated tile floors. The home underwent a thoughtful renovation in 1984 that added the kitchen, two baths, mudroom, and second-floor laundry, along with new plumbing and wiring throughout-no knob-and-tube wiring or cast iron. Beyond the home, the enchanting c.1860 English barn offers potential for a home business, studio, or auxiliary dwelling unit. The barn has been structurally reinforced and re-sited on a new poured concrete foundation. In 2015, the owners also installed a new state-of-the-art septic system engineered to support the existing 3-bedroom home and a future 1-bedroom ADU. These thoughtful improvements have added comfort and convenience while preserving the character and integrity that make this Charlotte home so memorable. After more than four decades as a beloved home, it is ready for its next chapter.

Listing last checked: Listing updated:

Listed by Margolin and von Trapp Team · Coldwell Banker Hickok and Boardman · MLS #5096408

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Details at a glance

Interior5 property facts
Rooms
7
Heating
Forced Air, Heat Pump, Propane, Natural Gas, Electric
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Hardwood, Tile, Softwood, Wood
Basement
Yes · Basement Stairs, Bulkhead, Full, Storage Space, Unfinished
Building6 property facts
Style
Single Family Residence
Year built
1887
Garage
2
Parking
2
Foundation
Stone
Roof
Metal
Land & utilities5 property facts
Lot size
5.37 acres
Water
Well
Sewer
Septic Tank
Pool
Not reported
Zoning
Ag/ Residential
Financial2 property facts
Annual taxes
$10,063
Assessment year
2025

Location

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Estimated monthly cost

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Known monthly costs$5,283 / monthAdjust
Principal & interest
$4,445
Property tax
$839
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $10,063. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Photo-based condition insights

Overall presentation: average

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About 3160 Mt. Philo Road

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