About this home
Set along the shores of Lake Champlain with sweeping views of the Adirondack Mountains, this special Charlotte waterfront property offers a rare opportunity to create a home for the next generation. Custom built for the original owners and lovingly maintained for more than 60 years, this four-bedroom, three-bath ranch is ready for its next chapter. Privately situated near the end of a quiet dead-end road on .80 acre with approximately 145 feet of direct lake frontage, the setting is truly exceptional. Lake and mountain views provide an ever changing backdrop from summer days on the water and spectacular Adirondack sunsets to the peaceful beauty of winter. Designed for comfortable main-level living, the home features a primary suite along with a second bedroom and bath on the main floor. The walkout lower level expands the living space with two additional bedrooms, a full bath, and an exceptionally spacious recreation room—ideal for family, guests, games, and relaxed lakeside gatherings. Bring your vision and make this cherished property your own. Thoughtfully update the existing home while taking full advantage of an extraordinary waterfront setting.Charlotte is beloved for its quintessential Vermont character, with country roads, local farms and orchards, nearby trails, and easy access to the town beach and village amenities. Spend your days boating, swimming, cycling the countryside, or simply relaxing along your own shoreline. Whether envisioned as a year-round residence or treasured Lake Champlain retreat, this is a wonderful opportunity to carry forward a legacy of waterfront living and create new traditions for generations to come. Be sure to watch the video link beneath the photos .
Listing last checked: Listing updated:
Listed by Mary P Palmer · Four Seasons Sotheby's Int'l Realty · MLS #5109793
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Details at a glance
Interior5 property facts
- Rooms
- 7
- Heating
- Propane, Forced Air
- Cooling
- Central Air
- Flooring
- Carpet, Ceramic Tile, Hardwood
- Basement
- Yes · Daylight, Finished, Full, Interior Stairs, Walkout
Building5 property facts
- Style
- Single Family Residence
- Year built
- 1992
- Garage
- 2
- Parking
- 2
- Roof
- Metal
Land & utilities6 property facts
- Lot size
- 0.8 acres
- Water
- Private
- Sewer
- Holding Tank, Septic Tank
- Waterfront
- Y
- Pool
- Not reported
- Zoning
- Residential
Financial2 property facts
- Annual taxes
- $21,329
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $2,595,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$14,899 / monthAdjust
- Principal & interest
- $13,122
- Property tax
- $1,777
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $21,329. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Photo-based condition insights
Overall presentation: average
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About 677 Hills Point Road
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