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Bean Group
Offered at $2,595,000Active
beds
4
baths
4
sq ft
3,135
Built
1992

677 Hills Point Road

Charlotte, VT 05445

About this home

Set along the shores of Lake Champlain with sweeping views of the Adirondack Mountains, this special Charlotte waterfront property offers a rare opportunity to create a home for the next generation. Custom built for the original owners and lovingly maintained for more than 60 years, this four-bedroom, three-bath ranch is ready for its next chapter. Privately situated near the end of a quiet dead-end road on .80 acre with approximately 145 feet of direct lake frontage, the setting is truly exceptional. Lake and mountain views provide an ever changing backdrop from summer days on the water and spectacular Adirondack sunsets to the peaceful beauty of winter. Designed for comfortable main-level living, the home features a primary suite along with a second bedroom and bath on the main floor. The walkout lower level expands the living space with two additional bedrooms, a full bath, and an exceptionally spacious recreation room—ideal for family, guests, games, and relaxed lakeside gatherings. Bring your vision and make this cherished property your own. Thoughtfully update the existing home while taking full advantage of an extraordinary waterfront setting.Charlotte is beloved for its quintessential Vermont character, with country roads, local farms and orchards, nearby trails, and easy access to the town beach and village amenities. Spend your days boating, swimming, cycling the countryside, or simply relaxing along your own shoreline. Whether envisioned as a year-round residence or treasured Lake Champlain retreat, this is a wonderful opportunity to carry forward a legacy of waterfront living and create new traditions for generations to come. Be sure to watch the video link beneath the photos .

Listing last checked: Listing updated:

Listed by Mary P Palmer · Four Seasons Sotheby's Int'l Realty · MLS #5109793

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Details at a glance

Interior5 property facts
Rooms
7
Heating
Propane, Forced Air
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Hardwood
Basement
Yes · Daylight, Finished, Full, Interior Stairs, Walkout
Building5 property facts
Style
Single Family Residence
Year built
1992
Garage
2
Parking
2
Roof
Metal
Land & utilities6 property facts
Lot size
0.8 acres
Water
Private
Sewer
Holding Tank, Septic Tank
Waterfront
Y
Pool
Not reported
Zoning
Residential
Financial2 property facts
Annual taxes
$21,329
Assessment year
2025

Location

Estimated monthly cost

Explore costs at the $2,595,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$14,899 / monthAdjust
Principal & interest
$13,122
Property tax
$1,777
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $21,329. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Photo-based condition insights

Overall presentation: average

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About 677 Hills Point Road

Can I request a private showing?

Request a tour of 677 Hills Point Road and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.