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89 Ferry Road
Charlotte, VT 05445
Land · Active · MLS #5106946
Listing Courtesy of Coldwell Banker Hickok and Boardman | Nancy R Warren
The home
About this home
A unique redevelopment opportunity in the heart of Charlotte Village. Situated on approximately one acre next to the Charlotte Town Offices and Library, 89 Ferry Road offers a highly visible village location with prior due diligence completed for potential commercial and mixed-use redevelopment. The property currently includes an older 2-bedroom home and detached garage. The property is being marketed primarily for its land value and redevelopment potential. The seller previously engaged Civil Engineering Associates to prepare a conceptual redevelopment plan for a 3,500-square-foot retail building with a one-bedroom apartment. The project progressed through sketch-plan review with the Town of Charlotte, and supporting engineering, wetland and wastewater materials are available for review. The property is identified in Town records as being within the Village Commercial District. Prior Town review found retail and residential uses permitted under the regulations applicable to the proposal at that time. Approximately two-thirds of the parcel contains Class II wetlands, and prior wetland delineation and engineering work have been completed. An existing drilled well serves the property, and the seller also pursued preliminary municipal sewer allocation as part of the proposed redevelopment. An intriguing opportunity for a buyer looking for a well-located commercial, mixed-use or village redevelopment project in central Charlotte.
Property information
Details at a glance
Building1 property facts
- Style
- Other
Land & utilities4 property facts
- Lot size
- 1 acres
- Water
- Other
- Sewer
- Septic Tank
- Zoning
- Village Commercial Distri
Financial2 property facts
- Annual taxes
- $4,798
- Assessment year
- 2026
Plan your purchase
Estimated monthly cost
Explore costs at the $325,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$2,043 / monthAdjust
- Principal & interest
- $1,643
- Property tax
- $400
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $4,798. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
Listing history
Price and status timeline
No additional listing history is available for public display.
Compare with confidence
Price & market context
See how this home compares with active listings in Charlotte.
| Metric | This home | Local listings |
|---|---|---|
| List price | $325,000 | $425,00024% below local |
| Price / sq ft | — | — |
| Days on market | 0 | 114100% below local |
Active city listing statistics from PrimeMLS as of September 12, 2026. Asking prices are not completed-sale values.
Keep exploring
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Common questions
About 89 Ferry Road
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