About this home
Lovingly maintained by its original owner, this warm and welcoming 3-bed, 2-bath Colchester ranch offers desirable turnkey living. Set on a level, landscaped 0.98-acre lot, enjoy the ease of single-level living in a wonderfully convenient location, just minutes from I-89, Colchester amenities, and with easy access north toward the Champlain Islands for lakeside recreation. Inside, the bright living room is anchored by a Hearthstone wood stove, creating a cozy gathering place during Vermont’s cooler months. The kitchen combines warmth and function with wood cabinetry, quartz countertops, and stainless steel appliances, flowing easily into the adjoining dining area. Sliding glass doors open directly onto the expansive back deck, creating a natural extension of the living space for morning coffee, summer dinners, entertaining, or simply enjoying the outdoors. Vinyl plank flooring and fresh interior paint, both completed in 2020, give the main living areas an updated feel. Down the hall, the large primary bedroom offers its own private 3/4 bath. Two additional bedrooms and an updated full hall bath provide flexibility for daily living or guests. An attached two-car garage with direct entry to the mudroom adds everyday convenience, while the full unfinished basement provides excellent storage, laundry space, and future possibilities. Outside, the generous backyard offers plenty of room to garden, play, or gather, with a mature tree-lined rear boundary creating a peaceful natural backdrop and added privacy. The home has seen many high-value improvements, including Pella windows, slider and front door (all new in 2019), newer propane furnace (2019), water filtration system (2025), updated garage door (2021), and newer paved driveway (2023; sealed in 2024). With nearly an acre of land, comfortable one-level living, thoughtful updates, and a location that makes getting just about anywhere easy, this well-loved home is ready for its next chapter.
Listing last checked: Listing updated:
Listed by Bradley Auclair · Polli Properties · MLS #5105643
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Details at a glance
Interior5 property facts
- Rooms
- 7
- Heating
- Baseboard, Hot Water, Wood, Propane, Wood Stove
- Cooling
- None
- Flooring
- Carpet, Vinyl
- Basement
- Yes · Concrete Floor, Full, Interior Stairs, Storage Space, Sump Pump, Unfinished, Interior Access
Building5 property facts
- Style
- Single Family Residence
- Year built
- 1991
- Garage
- 2
- Parking
- 2
- Roof
- Shingle
Land & utilities5 property facts
- Lot size
- 0.98 acres
- Water
- Well, Other
- Sewer
- Septic Tank
- Pool
- Not reported
- Zoning
- Residential
Financial2 property facts
- Annual taxes
- $6,390
- Assessment year
- 2026
Location
Estimated monthly cost
Explore costs at the $500,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$3,061 / monthAdjust
- Principal & interest
- $2,528
- Property tax
- $533
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $6,390. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Photo-based condition insights
Overall presentation: average
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About 428 Clay Point Road
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