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Offered at $529,000Active
beds
4
baths
2
sq ft
1,502
Built
1958

183 Whispering Pines Road

Derby, VT 05829

About this home

Experience the best of waterfront living in this 3-bedroom, 1-bath home offering a private dock with direct access to Lake Memphremagog and 75+ feet of leased water frontage. The open-concept floorplan features a dining area overlooking the lake, while the porch and patio provide additional vantage points to take in the exceptional mountain/lake views. Access to the adjoining bike path extends the property’s outdoor amenities, connecting you to miles of scenic walking and riding. The 24' x 40' garage features two garage bays and three parking spaces, along with a fully finished in-law/guest suite clad in tongue-and-groove pine, featuring a single bedroom, full bath, private balcony, skylights, and yellow pine floors. Situated on a level lot with a fully fenced-in yard, the property is conveniently located near VAST trail access, Derby Elementary School, North Country Hospital, downtown Newport, and its full range of amenities. Additional features include a dedicated office space, attached single-bay garage, and a spacious pull-down attic offering added utility and potential for storage or guest accommodations. The property is serviced by a drilled well with deeded rights to a neighboring spring, private septic, monitor-type direct-vent propane furnace, three electric wall units, and an on-demand hot water system. Whether you're seeking four seasons of enjoyment as a seasonal/vacation getaway (approved for use 181 days per-year), or an investment/rental opportunity, this property offers the perfect blend of waterfront living and recreational enjoyment. The Sellers have a current lease for lakefront access in the amount of $322.50 per year, for up to 25 years.

Listing last checked: Listing updated:

Listed by Luke Sykes, James Campbell · Jim Campbell Real Estate · MLS #5108179

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Details at a glance

Interior5 property facts
Rooms
12
Heating
Propane, Electric
Cooling
None
Flooring
Carpet, Laminate, Combination, Wood
Basement
Yes · Concrete, Interior Stairs, Walkout, Exterior Access
Building5 property facts
Style
Single Family Residence
Year built
1958
Garage
4
Parking
4
Roof
Shingle
Land & utilities4 property facts
Lot size
0.67 acres
Water
Well
Pool
Not reported
Zoning
Derby
Financial2 property facts
Annual taxes
$6,120
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $529,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,185 / monthAdjust
Principal & interest
$2,675
Property tax
$510
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $6,120. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Photo-based condition insights

Overall presentation: below average

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About 183 Whispering Pines Road

Can I request a private showing?

Request a tour of 183 Whispering Pines Road and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.