About this home
Fern Lake is located between Middlebury and Brandon and has a "no-wake" policy. This makes Fern Lake a popular destination for kayakers, canoeists, swimmers, and people of all ages who love to play in the water without the disturbance of loud engines. This sweet cottage, built in 1962, is on the southern shore of Fern Lake and has an exceptional view of the entire lake looking north with Mount Moosalamoo in the distance. The view is truly mesmerizing and is the primary feature; though the cottage, lovingly maintained by its most recent stewards, is not far behind, with lake views from most of the windows, a screened porch, deck, and fabulous docks on the water, including a new dock in 2026. The stone fireplace anchors the open living area that includes a kitchen and dining area. Off the living area are the bedrooms and bathrooms, all of which have new vinyl plank flooring, tolerant of wet feet coming in from the lake. Properties on Fern Lake do not come on the market often, so this one won't last long.
Listing last checked: Listing updated:
Listed by Irene Poole · Coldwell Banker Hickok and Boardman · MLS #5106367
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Details at a glance
Interior5 property facts
- Rooms
- 4
- Heating
- Wood, Electric
- Cooling
- None
- Flooring
- Laminate
- Basement
- Not reported
Building4 property facts
- Style
- Single Family Residence
- Year built
- 1962
- Foundation
- Stone
- Roof
- Shingle
Land & utilities5 property facts
- Lot size
- 0.43 acres
- Sewer
- Septic Tank
- Waterfront
- Y
- Pool
- Not reported
- Zoning
- L1 (Lake District)
Financial2 property facts
- Annual taxes
- $4,863
- Assessment year
- 2025
Location
Estimated monthly cost
Explore costs at the $475,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$2,807 / monthAdjust
- Principal & interest
- $2,402
- Property tax
- $405
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $4,863. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
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About 107 Fernville Road
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