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Bean Group
Offered at $420,000Active
beds
4
baths
2
sq ft
2,429
Built
1850

434 East Main Street

Middlebury, VT 05740

About this home

The Middlebury River is your backyard! Lovingly held by the same family for 60 years, this rambling Cape sits on a level, south-facing acre with approximately 140 feet of river frontage. Enjoy the soothing sounds of the river, mature shade, and a welcoming, walkable community. The front deck offers another spot to relax outdoors. The easily accessible main level features approximately 2,000 square feet, including a sunny kitchen with a newer quartz-topped island, cooktop, and dishwasher, plus a charming pantry with sink, refrigerator, and workspace. The kitchen opens to a dining room with built-ins. The living room features wide pine floors and a newer glass-front woodstove. Two spacious bedrooms, a renovated primary bath with walk-in shower, a second full bath, laundry, office, and sewing room complete the main floor. Upstairs, two additional rooms await updating and offer possibilities for bedrooms, studio space, or storage. The attached two-car garage includes additional space for hobbies or a workshop. Updates include a newer roof, windows, Buderus boiler, and circuit breakers. Conveniently located across from the Sarah Partridge Library, tennis courts, and recreation park, and within walking distance of the historic Waybury Inn and a convenience store. A special opportunity to enjoy riverside living with village amenities close at hand!The generous one-acre lot may offer potential for subdivision, subject to official town approval and all applicable requirements.

Listing last checked: Listing updated:

Listed by Deborah Hillman · BHHS Vermont Realty Group/Middlebury · MLS #5114781

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Details at a glance

Interior5 property facts
Rooms
12
Heating
Baseboard, Hot Water, Wood, Oil, Wood Stove
Cooling
None
Flooring
Carpet, Hardwood, Laminate, Vinyl, Softwood
Basement
Yes · Concrete, Concrete Floor, Daylight, Dirt Floor, Interior Stairs, Unfinished, Walkout, Interior Access, Exterior Access, Basement Stairs
Building6 property facts
Style
Single Family Residence
Year built
1850
Garage
2
Parking
2
Foundation
Stone
Roof
Shingle
Land & utilities6 property facts
Lot size
1 acres
Water
Public
Sewer
Septic Tank
Waterfront
Y
Pool
Not reported
Zoning
Residential 2
Financial2 property facts
Annual taxes
$6,261
Assessment year
2026

Location

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Estimated monthly cost

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Known monthly costs$2,645 / monthAdjust
Principal & interest
$2,124
Property tax
$522
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $6,261. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Photo-based condition insights

Overall presentation: below average

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About 434 East Main Street

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Request a tour of 434 East Main Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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