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Bean Group
Offered at $389,000Active
beds
3
baths
1
sq ft
1,196
Built
1900

10 Cummings Street

Montpelier, VT 05602

About this home

There’s a wonderfully delightful feeling you get when you visit this beautifully maintained New Englander, where vintage charm, thoughtful updates and a surprisingly private natural setting come together. All within one mile of downtown Montpelier. Lovingly cared for and move-in ready, this 3-bedroom, 1-bath home offers the ease and flexibility of main-level living, with a bedroom, full bath and laundry on the first floor, plus two additional bedrooms upstairs. The warm and welcoming country kitchen feels like the heart of the home, while a Jøtul wood stove and propane Rinnai keep things cozy through the Vermont winter without the worry of oil heat. Many of the improvements are easy to see, while some of the most important are behind the scenes, including new siding and exterior insulation, and the replacement of existing plumbing with PVC, to name a few. As inviting as this house is, step outside and you’ll discover what truly sets this property apart. The North Branch provides a tranquil backdrop to a backyard that feels remarkably private and peaceful. Sip your morning coffee on the covered porch overlooking the meditation garden, settle into a chair beside the water, or slip a kayak into the river right from home. Swim and paddle in summer, and when winter arrives, trade the kayak for skates or skis. There’s room for the kids and pups to play, space to garden, and a wonderful sense of privacy and serenity that feels worlds away. At the end of this no-through, town-maintained street, the outdoor lifestyle continues with nearby access to an extensive network of walking, hiking, biking and x-country ski trails. Downtown Montpelier, the State House, North Branch Park and Hubbard Park are close at hand, offering a rare combination of nature, privacy and city convenience. Charming, comfortable and thoughtfully updated, this is more than a home, it’s a peaceful sanctuary where the rhythms of nature are part of everyday life. OPEN HOUSE, Saturday, Oct. 3, from 1p to 3p

Listing last checked: Listing updated:

Listed by Trish Sawyer · New England Landmark Realty LTD · MLS #5112110

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Details at a glance

Interior5 property facts
Rooms
6
Heating
Wood, Propane, Wood Stove
Cooling
None
Flooring
Hardwood, Laminate, Tile, Combination, Parquet
Basement
Yes · Bulkhead, Concrete Floor, Insulated, Interior Stairs, Sump Pump, Unfinished
Building3 property facts
Style
Single Family Residence
Year built
1900
Foundation
Block
Land & utilities6 property facts
Lot size
0.32 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Pool
Not reported
Zoning
Residential
Financial2 property facts
Annual taxes
$6,317
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $389,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,493 / monthAdjust
Principal & interest
$1,967
Property tax
$526
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $6,317. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Photo-based condition insights

Overall presentation: average

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About 10 Cummings Street

Can I request a private showing?

Request a tour of 10 Cummings Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.