About this home
There’s a wonderfully delightful feeling you get when you visit this beautifully maintained New Englander, where vintage charm, thoughtful updates and a surprisingly private natural setting come together. All within one mile of downtown Montpelier. Lovingly cared for and move-in ready, this 3-bedroom, 1-bath home offers the ease and flexibility of main-level living, with a bedroom, full bath and laundry on the first floor, plus two additional bedrooms upstairs. The warm and welcoming country kitchen feels like the heart of the home, while a Jøtul wood stove and propane Rinnai keep things cozy through the Vermont winter without the worry of oil heat. Many of the improvements are easy to see, while some of the most important are behind the scenes, including new siding and exterior insulation, and the replacement of existing plumbing with PVC, to name a few. As inviting as this house is, step outside and you’ll discover what truly sets this property apart. The North Branch provides a tranquil backdrop to a backyard that feels remarkably private and peaceful. Sip your morning coffee on the covered porch overlooking the meditation garden, settle into a chair beside the water, or slip a kayak into the river right from home. Swim and paddle in summer, and when winter arrives, trade the kayak for skates or skis. There’s room for the kids and pups to play, space to garden, and a wonderful sense of privacy and serenity that feels worlds away. At the end of this no-through, town-maintained street, the outdoor lifestyle continues with nearby access to an extensive network of walking, hiking, biking and x-country ski trails. Downtown Montpelier, the State House, North Branch Park and Hubbard Park are close at hand, offering a rare combination of nature, privacy and city convenience. Charming, comfortable and thoughtfully updated, this is more than a home, it’s a peaceful sanctuary where the rhythms of nature are part of everyday life. OPEN HOUSE, Saturday, Oct. 3, from 1p to 3p
Listing last checked: Listing updated:
Listed by Trish Sawyer · New England Landmark Realty LTD · MLS #5112110
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Details at a glance
Interior5 property facts
- Rooms
- 6
- Heating
- Wood, Propane, Wood Stove
- Cooling
- None
- Flooring
- Hardwood, Laminate, Tile, Combination, Parquet
- Basement
- Yes · Bulkhead, Concrete Floor, Insulated, Interior Stairs, Sump Pump, Unfinished
Building3 property facts
- Style
- Single Family Residence
- Year built
- 1900
- Foundation
- Block
Land & utilities6 property facts
- Lot size
- 0.32 acres
- Water
- Public
- Sewer
- Public Sewer
- Waterfront
- Y
- Pool
- Not reported
- Zoning
- Residential
Financial2 property facts
- Annual taxes
- $6,317
- Assessment year
- 2026
Location
Estimated monthly cost
Explore costs at the $389,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$2,493 / monthAdjust
- Principal & interest
- $1,967
- Property tax
- $526
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $6,317. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Photo-based condition insights
Overall presentation: average
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About 10 Cummings Street
Can I request a private showing?
Request a tour of 10 Cummings Street and a Bean Group agent will help coordinate an available time with the listing side.
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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
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