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Bean Group
Offered at $279,000Active Under Contract
beds
2
baths
1
sq ft
650
Built
2026

491 Elm Street #4

Montpelier, VT 05602

About this home

Efficient, low-maintenance living in a newly constructed home just minutes from downtown Montpelier. This 2-bedroom, 1-bath garden-level unit offers a smart layout with engineered hardwood flooring throughout and a clean, modern feel. The kitchen is designed for everyday functionality, while the overall floor plan maximizes usable space and comfort.Built with energy efficiency in mind, the home features heat pump heating and cooling, along with an Energy Recovery Ventilation (ERV) system that provides continuous fresh air. High-performance construction helps maintain a quiet interior and contributes to lower and more predictable operating costs. Located on Elm Street, this home offers a rare combination of convenience and setting. Enjoy nearby river access while the building and parking areas remain outside the floodplain. A flat walk connects you to downtown Montpelier, the neighborhood bakery, town pool, recreation fields, North Branch Nature Center trails, and Hubbard Park.A compelling option for first-time buyers, downsizers, or anyone seeking a move-in-ready home with minimal upkeep and modern systems.

Listing last checked: Listing updated:

Listed by Robert Foley · Flat Fee Real Estate · MLS #5109646

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Details at a glance

Interior4 property facts
Rooms
6
Heating
Heat Pump
Flooring
Hardwood
Basement
Not reported
Building3 property facts
Style
Condominium
Year built
2026
Roof
Shingle
Land & utilities5 property facts
Lot size
395 sq ft
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
Residential
Financial1 property facts
HOA fee
$225 (billing period not supplied)

Location

Estimated monthly cost

Explore costs at the $279,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$1,411 / monthAdjust
Principal & interest
$1,411
Property tax
Not entered
Insurance
Not entered
HOA
Not entered

Annual property taxes were not supplied. Listing HOA fee: $225. The billing period was not supplied; confirm the monthly amount before adding it.

Partial estimate: add property tax, insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Photo-based condition insights

Overall presentation: above average

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About 491 Elm Street #4

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Request a tour of 491 Elm Street #4 and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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