About this home
Built in 1937, this charming, 3-bedroom, 2-bath home overflows with classic character and sits on almost a half-acre lot in a prime Montpelier neighborhood. You’ll be welcomed by built-in bookshelves, arched doorways, clever storage, and plenty of natural light. Hardwood floors flow throughout most of the living space, adding warmth and timeless appeal. The spacious, sunny living room is anchored by a traditional fireplace and built-in bookshelves. The kitchen and adjacent dining room make everyday living and entertaining effortless. A bright family room, also boasting built-in shelving, is at the back of the home along with a 3/4 bath. Hardwood stairs lead up to the second floor where dormered windows, window seats and built-ins enhance the charm of the three bedrooms. A full bath is also on this level. The unfinished basement offers additional space for storage or potential future expansion. Enjoy the comfort of the attached 2-car garage plus an additional lower bay perfect for outdoor gear and toys. Out back, a deck overlooks the yard, offering an ideal spot for morning coffee, al fresco dining, or outdoor relaxation. Lovely, enclosed porch too. Large trees offer just the right amount of shade, and established bushes and perennial gardens add to the appeal. Ideally located with easy access to the trail network in Hubbard Park, and so convenient to downtown Montpelier shops and restaurants, schools, and I-89.
Listing last checked: Listing updated:
Listed by Janel Johnson · Coldwell Banker Hickok & Boardman / E. Montpelier · MLS #5114551
Request property information
Select a document to start a request. You can add others in the form. Availability varies.
Details at a glance
Interior5 property facts
- Rooms
- 7
- Heating
- Radiant, Oil
- Cooling
- None
- Flooring
- Carpet, Hardwood, Tile, Vinyl
- Basement
- Yes · Concrete Floor, Full, Interior Stairs, Unfinished, Walkout, Exterior Access
Building5 property facts
- Style
- Single Family Residence
- Year built
- 1937
- Garage
- 2
- Parking
- 2
- Roof
- Shingle
Land & utilities5 property facts
- Lot size
- 0.47 acres
- Water
- Public
- Sewer
- Public Sewer
- Pool
- Not reported
- Zoning
- RESD1
Financial2 property facts
- Annual taxes
- $9,523
- Assessment year
- 2026
Location
Explore the area
Get to know the neighborhood and explore local school information as you picture life here.
Estimated monthly cost
Explore costs at the $535,000 asking price. Adjust the assumptions to your situation.
Known monthly costs$3,499 / monthAdjust
- Principal & interest
- $2,705
- Property tax
- $794
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $9,523. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
More property insights
Photo-based condition insights
Overall presentation: below average
Explore more of Montpelier
Continue your search in Montpelier.
Need help making sense of this home?
About 55 Terrace Street
Can I request a private showing?
Request a tour of 55 Terrace Street and a Bean Group agent will help coordinate an available time with the listing side.
Can you help me evaluate this property?
Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.
Are property documents available?
Availability varies by property and source. Request the documents you need and we will help obtain what is available.

