Skip to content
Bean Group
← Back to search
Offered at $899,000Active
beds
3
baths
3
sq ft
2,021
Built
1880

104 South Water Street

Vergennes, VT 05491

About this home

Some houses are renovated. This one was reconsidered from the ground up. At 150 years old, this Vergennes home has the character you hope an old house kept, paired with the infrastructure you hope someone else already handled. Intentional, pragmatic, beautifully crafted. Nothing feels excessive. Everything feels considered. The kitchen is made for actual cooking: Fisher & Paykel appliances, dishwasher drawers, stainless plate countertop, generous storage, and awning windows opening to the front porch. From here, the house flows into the dining room and two living spaces, one anchored by a wood stove. Pine and hardwood floors, plaster walls, historic trim, and windows handcrafted by the homeowner give the rooms a texture that can't be manufactured. The mudroom earns its keep with laundry, closets, peg rails, and south-facing windows. Beyond it: deck, gravel patio, and 2.5 acres wrapped by Otter Creek and a small stream. There are gardens, berries, locust and maple trees, a pétanque court, swings, lawn, and a garden shed. Upstairs are three bedrooms and two baths, one with a tub and another with a walk-in rain shower, finished with Duravit, Hansgrohe, and California Faucets fixtures. Behind the beauty is serious work: new electrical and plumbing, city sewer connection, HRV, insulation, rebuilt foundation, radiant heat, chimney work, Western Hemlock siding, and extensive structural improvements. And you're in town. Bixby Library, Main Street, the city pool, and ice rink are about half a mile away. Lake Champlain, Middlebury, Charlotte, and Bristol are roughly 15 to 20 minutes by car. Historic without being precious, refined without being showy, and deeply connected to its landscape. A house meant to feel good for a very long time.

Listing last checked: Listing updated:

Listed by Jessica Bridge · Element Real Estate · MLS #5105789

Request property information

Select a document to start a request. You can add others in the form. Availability varies.

Details at a glance

Interior5 property facts
Rooms
8
Heating
Radiant, Wood, Oil, Wood Stove
Cooling
None
Flooring
Tile, Wood
Basement
Yes · Bulkhead, Concrete Floor, Full, Sump Pump, Unfinished
Building6 property facts
Style
Single Family Residence
Year built
1880
Garage
2
Parking
2
Foundation
Stone
Roof
Shingle
Land & utilities6 property facts
Lot size
2.3 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Pool
Not reported
Zoning
Historic Neighborhood
Financial2 property facts
Annual taxes
$9,371
Assessment year
2026

Location

Estimated monthly cost

Explore costs at the $899,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$5,327 / monthAdjust
Principal & interest
$4,546
Property tax
$781
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $9,371. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

More property insights

Photo-based condition insights

Overall presentation: above average

Explore more of Vergennes

Continue your search in Vergennes.

Need help making sense of this home?

About 104 South Water Street

Can I request a private showing?

Request a tour of 104 South Water Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.