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Offered at $599,000Active Under Contract
beds
5
baths
3
sq ft
2,250
Built
1880

TBD White and Cataract Street

Vergennes, VT 05491

About this home

Duplex + Ready-to-Build Lot! This fully renovated duplex sits on .6 acres across two street parcels (White Street and Cataract Street), positioned near both Vergennes Falls Park and Settlers Park. The property features two residential units: a spacious three-bedroom and a comfortable two-bedroom, each completely updated with quality finishes and modern systems. Both units benefit from separate utilities, new high-efficiency heating systems with mini-splits for comfort and energy savings, entirely new plumbing and wiring throughout, fresh paint in all areas, and new flooring in some bedrooms and bathrooms. The two-bedroom unit includes spray foam insulation in the ceilings for enhanced energy efficiency. The three-bedroom unit features a covered front porch and updated kitchen with new island. Currently, one unit generates rental income; the other remains vacant, making owner-occupancy possible for investors seeking to live in one unit while collecting rent from the other. Listed significantly below the August 2025 appraised value. The property's lot configuration on both sides of the street offers further development potential for future growth. Ideal for owner-occupant investors, portfolio builders, or experienced investors seeking immediate cash flow and long-term appreciation. Perfect starter investment or expansion property!

Listing last checked: Listing updated:

Listed by Madison Roberge · Coldwell Banker Hickok and Boardman · MLS #5106725

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Details at a glance

Interior3 property facts
Heating
Baseboard, Heat Pump, Other
Flooring
Hardwood, Laminate, Tile, Other, Wood
Basement
Yes · Crawl Space
Building4 property facts
Style
Multi Family
Year built
1880
Foundation
Stone
Roof
Metal, Shingle
Land & utilities5 property facts
Lot size
0.6 acres
Water
Public
Sewer
Public Sewer
Pool
Not reported
Zoning
Res
Financial1 property facts
Annual taxes
$1,900

Location

Estimated monthly cost

Explore costs at the $599,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,187 / monthAdjust
Principal & interest
$3,029
Property tax
$158
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $1,900. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

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About TBD White and Cataract Street

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Request a tour of TBD White and Cataract Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.