Selling your home while moving to New Hampshire

Should I sell first or buy first?

• Sell first: you know exactly what you have to spend and avoid carrying two homes, but you may need temporary housing.
• Buy first: you can move once and take your time, but you may carry two mortgages or need short-term financing.
• Coordinate both: line up the closings close together. It’s efficient, but it leaves less room for delays.

Can I make my purchase depend on my sale?

Sometimes. A home-sale contingency lets you cancel or adjust your purchase if your current home doesn’t sell by a set date. Sellers may find it less attractive in a busy market, so your agent can help you weigh it against other options, such as a longer closing date or a rent-back from your buyer.

How can I finance two homes for a while?

Options can include a bridge loan, a home equity line on your current home, or qualifying for both payments. Each has costs and conditions. Talk with a lender early about what you qualify for, and get preapproved before you shop in New Hampshire.

This is general information, not financial advice.

What if I need somewhere to stay in between?

Short-term rentals, extended-stay lodging or a rent-back from your buyer can bridge a gap. Temporary housing also gives you time to get to know a region before you choose a town. See how to choose a region or town.

How do I keep both moves on track?

• Share both timelines with your agents, lender and movers.
• Plan for the transfer tax and closing costs on the New Hampshire purchase. See buying a home in New Hampshire.
• Book movers and utility start dates once both closing dates are firm.
• Keep the first 30 days checklist handy for after you arrive.

Can Bean Group help?

Yes. A Bean Group agent can help with your New Hampshire purchase and its timing, and can help you find a real estate professional where you live now if you are selling outside our markets. Talk with a local agent or build your move plan.