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Offered at $689,900Active
beds
3
baths
2
sq ft
2,640
Built
2000

227 Whispering Pines Road

Derby, VT 05829

Residential · Active · MLS #5095285
Listing Courtesy of Jim Campbell Real Estate | James Campbell, Luke Sykes

The home

About this home

Charming waterfront home offering approximately 2,000 square feet of living space with 3 bedrooms, 2 baths, a private dock providing direct access to Lake Memphremagog, and adjoining access to the bike path for miles of scenic walking and riding right from your doorstep. Clad in log siding and situated on a level lot, this property combines a country aesthetic with an exceptional lakeside setting. Hardwood floors throughout the living area, vaulted ceilings, and large windows create a space designed for relaxation and entertaining. The highlight of the home is the three-season porch, where lake views providethe perfect backdrop for morning coffees or evening gatherings. An eat-in kitchen, bedroom, den, and full bath complete the main level. The second level features a loft area ideal for lounging or accommodating guests, along with two additional bedrooms and a spacious full bath. A 18' x 28' garage provides additional parking/storage while the finished basement adds valuable bonus space, with potential for home office use, or fitness area. Serviced by private septic, drilled well, heat pump, and several propane wall-units. Conveniently located near VAST trail access, Derby Elementary School, downtown Newport and its full range of amenities. Whether you're seeking a primary residence, seasonal getaway, or investment opportunity, this property offers the perfect blend of waterfront living and year-round enjoyment. Sellers have a current lease in the amount of $300/year for lakefront access, for up to 25 years.

Property information

Details at a glance

Interior4 property facts
Rooms
6
Heating
Heat Pump, Propane, Wall Furnace
Cooling
None
Flooring
Carpet, Hardwood, Laminate, Vinyl, Combination
Building5 property facts
Style
Single Family Residence
Year built
2000
Garage
1
Parking
1
Roof
Shingle
Land & utilities4 property facts
Lot size
0.63 acres
Water
Well
Sewer
Septic Tank
Zoning
Residential
Financial2 property facts
Annual taxes
$7,633
Assessment year
2026

Plan your purchase

Estimated monthly cost

Explore costs at the $689,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$4,125 / monthAdjust
Principal & interest
$3,489
Property tax
$636
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $7,633. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Listing history

Price and status timeline

No additional listing history is available for public display.

Compare with confidence

Price & market context

See how this home compares with active listings in Derby.

This home compared with active listings in Derby
MetricThis homeLocal listings
List price$689,900$359,00092% above local
Price / sq ft$261$20627% above local
Days on market63589% above local

Active city listing statistics from PrimeMLS as of September 11, 2026. Asking prices are not completed-sale values.

Keep exploring

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Common questions

About 227 Whispering Pines Road

Can I request a private showing?

Request a tour of 227 Whispering Pines Road and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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