- beds
- 3
- baths
- 1
- sq ft
- 1,152
- Built
- 1955
145 Shore Road
Franklin, VT 05457
Residential · Active · MLS #5106031
Listing Courtesy of Sherwood Real Estate | Shayna Sherwood, Margo Sherwood
The home
About this home
An exceptional lakefront retreat offering privacy, recreation, thoughtful stewardship, and incredible future possibilities. Unlike many seasonal lake properties, the land here is OWNED, not leased. Four individual lots convey together, creating intriguing potential for a private family compound, wellness retreat, creative getaway, or cottage/tiny-home style enclave. Keep the existing waterfront camp as the heart of the property while exploring additional dwellings or guest spaces on the remaining lots, subject to permitting and approvals. Imagine gardens, yoga beneath the trees, gathering spaces, artist cabins, meditation areas, and days centered around the lake. Lots will not be sold separately. Proud recipients of a Lake Wise Award, the owners have thoughtfully maintained the property with lake health in mind. Features include a rain garden designed to capture and filter stormwater runoff and native shoreline plantings added to reduce erosion and protect water quality. The charming wood-lined cabin features handcrafted details and an inviting open layout designed for relaxation and entertaining. Enjoy indoor and outdoor dining, beautiful landscaping, and a spacious back porch where trees grow through the deck, providing natural shade and a unique connection to the landscape. A private dock puts Lake Carmi recreation right at your doorstep. Additional features include modern windows, a reliable heating source, drilled well, large concrete septic system, and easy paved-road access. Just 5 minutes from the Canadian border and approximately 20 minutes from St. Albans. Lake Carmi is entering an exciting new chapter following the major 2025 alum treatment, a significant water-quality initiative designed to improve the lake for swimming and recreation for years to come. More than a seasonal camp, this is an opportunity to create something truly special on one of northern Vermont's largest lakes.
Property information
Details at a glance
Interior4 property facts
- Rooms
- 5
- Heating
- Oil
- Cooling
- Whole House Fan
- Flooring
- Wood
Building4 property facts
- Style
- Single Family Residence
- Year built
- 1955
- Foundation
- Other
- Roof
- Metal
Land & utilities5 property facts
- Lot size
- 0.97 acres
- Water
- Well
- Sewer
- Septic Tank
- Waterfront
- Y
- Zoning
- residential
Financial2 property facts
- Annual taxes
- $3,814
- Assessment year
- 2024
Plan your purchase
Estimated monthly cost
Explore costs at the $599,900 asking price. Adjust the assumptions to your situation.
Known monthly costs$3,351 / monthAdjust
- Principal & interest
- $3,033
- Property tax
- $318
- Insurance
- Not entered
- HOA
- Not entered
Listing annual taxes: $3,814. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.
Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.
The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.
Listing history
Price and status timeline
No additional listing history is available for public display.
Compare with confidence
Price & market context
See how this home compares with active listings in Franklin.
| Metric | This home | Local listings |
|---|---|---|
| List price | $599,900 | $409,00047% above local |
| Price / sq ft | $521 | $244113% above local |
| Days on market | 3 | 5194% below local |
Active city listing statistics from PrimeMLS as of September 11, 2026. Asking prices are not completed-sale values.
Keep exploring
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Common questions
About 145 Shore Road
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