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Offered at $599,900Active
beds
3
baths
4
sq ft
3,153
Built
1985

4499 Lower Waterford Road

Waterford, VT 05819

Residential · Active · MLS #5089806
Listing Courtesy of Four Seasons Sotheby's Int'l Realty | Robin Migdelany

The home

About this home

It is a rare property that manages to feel both expansive and intensely private, providing a sanctuary where the deliberate rustic charms create a sense of timelessness. This is a place for gathering, or quiet reflection, all from the comfort of a home that is as sturdy as it is beautiful. Imagine a place where the morning alarm is replaced by the soft lap of the Connecticut River against the shore. The back of the house is practically one giant viewing platform, featuring a full-length deck and enclosed porch that runs the entire length of the home. First-floor living features a large primary ensuite and living spaces that draw your eyes straight to the water. Downstairs, a fully finished walkout basement apartment offers independent, handicapped-accessible living with wide doors, an open kitchenette, and a roll-in shower. Whether hosting holidays or lounging on a Tuesday, the River is your backdrop. While the home leans into its historic aesthetic with four brick fireplaces perfect for snowy New England nights, it doesn't skimp on modern life; central air keeps things crisp and cool all summer long. With your own private River frontage (335ft), keep the kayaks ready for a sunrise paddle, head out for a day of boating, or cast a line right from your backyard. The best part? You aren't just buying a house; you’re joining the Waterford Springs community. Beyond your private yard, you get access to over 600 common acres of beautiful terrain to explore. Whether you’re looking to hit the beach, challenge neighbors to a game of pickleball, tennis, or basketball, or host an event at the clubhouse, the amenities are top-notch. It’s private, it’s peaceful, and it’s waiting for someone who knows that the best luxury in life is a little bit of character in your home and a lot of water in your view. Waterford is at the intersections of interstates 91 and 93, is minutes away from St. Johnsbury, Vermont and Littleton, New Hampshire. View the 3D tour accompanying the listing.

Property information

Details at a glance

Interior4 property facts
Rooms
16
Heating
Forced Air, Wood, Oil, Wood Stove
Cooling
Central Air
Flooring
Brick, Tile, Wood
Building5 property facts
Style
Single Family Residence
Year built
1985
Garage
1
Parking
1
Roof
Rolled/Hot Mop, Shingle
Land & utilities4 property facts
Lot size
1.5 acres
Water
Private
Waterfront
Y
Zoning
R1
Financial3 property facts
Annual taxes
$10,643
Assessment year
2026
HOA fee
$2,400 (billing period not supplied)

Plan your purchase

Estimated monthly cost

Explore costs at the $599,900 asking price. Adjust the assumptions to your situation.

Known monthly costs$3,920 / monthAdjust
Principal & interest
$3,033
Property tax
$887
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $10,643. Initial monthly tax is one twelfth of that amount. Listing HOA fee: $2,400. The billing period was not supplied; confirm the monthly amount before adding it.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Listing history

Price and status timeline

No additional listing history is available for public display.

Compare with confidence

Price & market context

See how this home compares with active listings in Waterford.

This home compared with active listings in Waterford
MetricThis homeLocal listings
List price$599,900$454,45032% above local
Price / sq ft$190$1825% above local
Days on market1116182% above local

Active city listing statistics from PrimeMLS as of September 12, 2026. Asking prices are not completed-sale values.

Keep exploring

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Common questions

About 4499 Lower Waterford Road

Can I request a private showing?

Request a tour of 4499 Lower Waterford Road and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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