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Active Under Contract

40 Mill St

Gardner, MA 01440

Offered at$465,000

Residential · Active Under Contract · MLS #73568690
Listing Courtesy of LAER Realty Partners | Kristen Dodge

3Bedrooms
3Bathrooms
2,581Square feet
1961Year built

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MLS PIN data

About this home

Tucked away just off West Broadway, this spacious ranch offers a surprisingly private setting with beautiful pond views while keeping you close to Gardner’s restaurants, shopping, highway access & new development. Step inside to an inviting layout filled with hardwood floors & natural light. The spacious kitchen features an oversized island, upgraded cabinetry & pantry storage and opens to the dining area with a propane stove & exposed brick. One of the home's standout spaces is the sunroom, where walls of windows frame peaceful views of the pond. The main level offers 3 bedrooms, 2 full baths & convenient laundry, including a generous primary suite with private bath & walk-in closet. Downstairs, approximately 620 sq ft of finished space with a 3rd full bath & walkout offers flexibility for a family room, home office or guests. Outside, enjoy a spacious yard overlooking the water, plus an attached tow car garage and two additional bays out back for vehicles, hobbies & storage.

Property information

Details at a glance

Interior

Rooms
5
Heating
Baseboard, Oil, Propane, Wood Stove
Cooling
None
Flooring
Vinyl, Hardwood, Flooring - Hardwood, Flooring - Vinyl

Building

Style
Single Family Residence
Year built
1961
Garage
3
Parking
5
Foundation
Concrete Perimeter, Block
Roof
Shingle

Land & utilities

Lot size
0.37 acres
Water
Public
Sewer
Public Sewer
Waterfront
Y
Zoning
R1

Financial

Annual taxes
$5,569
Assessment year
2026

Listing history

Price and status timeline

No additional public listing history was supplied for this property.

Property value estimate

An informed starting point

Estimated value$484,474

Estimated range $462,775$506,173

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Automated estimates are not appraisals or guarantees of market value.

Comparable sales

Recent properties for context

Sold Jul 4, 2026$420,000

125 East Allen Ridge Road

Photo insights

Condition signals

Overall presentationaverage

Generated from listing photography; not a substitute for an inspection.

Local market context

How this home compares in Gardner

MetricThis propertyGardner
List price$465,000$399,00017% above local
Price / sq ft$180$24827% below local
Days on market85385% below local
Explore homes in Gardner

Active city listing statistics from MLS PIN as of September 5, 2026. Asking prices are not completed-sale values.

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Common questions

About 40 Mill St

Can I schedule a private showing?

Yes. Request a tour of 40 Mill St and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

Are property documents available?

Availability varies by property and source. Request the documents you need and we will help obtain what is available.