45 Penacook Street

The home

About this home

Just minutes by car or on foot via sidewalked streets from Concord's vibrant and desirable downtown, local parks, recreation, schools, and with easy access to the interstate and other major routes, this Classic New Englander-style home will be sure to please its new owners, inside and out! The first floor boasts a large and fully applianced kitchen with plenty of cabinet and counter space for meal prep or pull up stools for an eat-in area, a walk-in pantry, a neat "hidden" dishwasher in the cabinetry, and a black chalkboard wall for shopping lists or creative fun. Off the kitchen you'll find a formal dining room and a den/office/study room with a smaller closet that could make for a 4th bedroom if needed. Upstairs you'll find 3 bedrooms including a Primary that has a large walk-in closet. As pics show, the yard has been landscaped over the years with flowering perennials and many raised bed garden areas. The greenery and fence provide privacy, a safe place for kids and pets, and a true oasis feel all while being in town. There's also a newer lockable metal shed and brick walkway and stone steps that all add character and utility. The back door is accessible via the walk-in pantry in the kitchen in its own unheated "mud room" bonus area. Per previous owners, a full energy audit was performed in 2014 and new insulation was blown in the walls and attic space, spray foam in the basement, and vapor shield installed in the crawl space. Other updates by the current owners include a new hot water heater installed in June, new dryer in 2024, driveway repaved in 2022, a new refrigerator in 2025, and new capstones on the front retaining block wall. The home is in great operating condition and is turnkey ready for its next occupants to make it your own! Quick Close Possible!

Property information

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Estimated monthly cost

Explore costs at the $407,900 asking price. Adjust the assumptions to your situation.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Listing history

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No additional listing history is available for public display.

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Active city listing statistics from PrimeMLS as of September 11, 2026. Asking prices are not completed-sale values.

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About 45 Penacook Street