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Offered at $399,999Active Under Contract
beds
4
baths
2
sq ft
1,428
Built
1985

21 Spruce Street

Laconia, NH 03246

Residential · Active Under Contract · MLS #5098009
Listing Courtesy of Legacy Group/ Real Broker NH, LLC | Tracy Jenkins

The home

About this home

Laconia, NH - Lovingly cared for by the same owners for more than 25 years, this warm and welcoming 4-bedroom, 2-bath home is ready for its next chapter. Thoughtfully maintained and truly move-in ready, it offers the perfect blend of comfort, character, and convenience. A spacious walk-in mudroom provides the ideal everyday entry, while beautiful hardwood floors flow throughout the first floor, where you'll find a generously sized bedroom and full bath for easy one-level living. Sunlight pours through newer windows, filling every room with warmth and natural light. Upstairs features two oversized bedrooms and a full bath with a shower, creating comfortable spaces for family and guests alike. The ample stowaway area in the heated eaves in each room is ideal for more climate storage! The partially finished basement adds incredible flexibility with a bonus room perfect for a home theater, gym, game room, craft studio, office, or additional sleeping space. Laundry and abundant storage complete the lower level. Outside, enjoy a large paved driveway, an oversized storage shed, and a beautifully landscaped, low-maintenance yard featuring two stunning mature maple trees, lush green grass, and a peaceful entertaining area beside a gentle stream. Sunny and shaded spaces create the perfect setting to relax all season long. Ideally located in the heart of New Hampshire's Lakes Region, you'll enjoy year-round recreation just minutes from Lake Winnipesaukee, local beaches, parks, playgrounds, shopping, restaurants, charming downtown districts, antique shops, the hospital, and endless community events. Spend summers boating, swimming, hiking, and attending concerts at the nearby BankNH Pavilion, then embrace winter with skiing and tubing at Gunstock Mountain Resort. Privacy, convenience, and timeless charm come together in this lovingly maintained home, ready for its next owners to create memories for years to come.

Property information

Details at a glance

Interior4 property facts
Rooms
9
Heating
Baseboard, Hot Water, Wood, Oil, Wood Stove
Cooling
None
Flooring
Carpet, Ceramic Tile, Hardwood, Vinyl, Parquet
Building3 property facts
Style
Single Family Residence
Year built
1985
Roof
Metal
Land & utilities4 property facts
Lot size
0.22 acres
Water
Public
Sewer
Public Sewer
Zoning
RS
Financial2 property facts
Annual taxes
$4,434
Assessment year
2026

Plan your purchase

Estimated monthly cost

Explore costs at the $399,999 asking price. Adjust the assumptions to your situation.

Known monthly costs$2,392 / monthAdjust
Principal & interest
$2,023
Property tax
$370
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $4,434. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Listing history

Price and status timeline

No additional listing history is available for public display.

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Price & market context

See how this home compares with active listings in Laconia.

This home compared with active listings in Laconia
MetricThis homeLocal listings
List price$399,999$549,00027% below local
Price / sq ft$280$41533% below local
Days on market537832% below local

Active city listing statistics from PrimeMLS as of September 11, 2026. Asking prices are not completed-sale values.

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About 21 Spruce Street

Can I request a private showing?

Request a tour of 21 Spruce Street and a Bean Group agent will help coordinate an available time with the listing side.

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Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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