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Offered at $850,000Active
beds
baths
sq ft
Built
1902

440 Main Street

Derby, VT 05830

Commercial Sale · Active · MLS #5096928
Listing Courtesy of Jim Campbell Real Estate | Jenna Flynn

The home

About this home

Own a piece of Derby Line history along with a well-established business offering multiple income opportunities. This unique property includes a historic 7-bedroom home, 3 outbuildings, & 3.40 acres, also includes the established business, inventory, equipment, furnishings, goodwill, & more, providing an opportunity for a seamless transition to new ownership. Extensive inventory and equipment lists available. Constructed in 1902, this landmark property underwent an extensive renovation & addition approximately 12 years ago to incorporate a restaurant. The commercial kitchen was thoughtfully designed to maximize efficiency & functionality, while the addition was carefully crafted to complement the home's original character. The property currently operates with a restaurant on the main level & a five-room bed and breakfast on the second level, with each guest room featuring its own private bath. The third level serves as the owner's quarters & offers 2 bedrooms, 1.5 baths & a comfortable living area. Numerous improvements have been completed in recent years, including replacement of many vinyl windows, a new roof on the main house, 3-bay garage, & 2-bay garage, as well as the installation of a new propane boiler in 2025. Additional features include two walk-in coolers, one located in the kitchen & the other in the basement. The 3 outbuildings further enhance the property's potential. The space above the 3-bay garage, in particular, has the potential be transformed into an impressive guest suite, venue suite, or professional office. The original carriage house, while in need of restoration, presents a blank canvas for future development. The basement provides ample dry storage, updated mechanical systems,& dedicated laundry facilities, further supporting both residential & commercial operations. Whether you're seeking a unique business opportunity, a hospitality venture, or a historic property with room to grow, this exceptional offering provides endless possibilities

Property information

Details at a glance

Interior1 property facts
Heating
Propane
Building3 property facts
Style
Other
Year built
1902
Roof
Shingle
Land & utilities4 property facts
Lot size
3.4 acres
Water
Public
Sewer
Public Sewer
Zoning
Per Derby
Financial2 property facts
Annual taxes
$17,467
Assessment year
2025

Plan your purchase

Estimated monthly cost

Explore costs at the $850,000 asking price. Adjust the assumptions to your situation.

Known monthly costs$5,754 / monthAdjust
Principal & interest
$4,298
Property tax
$1,456
Insurance
Not entered
HOA
Not entered

Listing annual taxes: $17,467. Initial monthly tax is one twelfth of that amount. HOA amount was not supplied.

Partial estimate: add insurance, monthly HOA to include those costs. Blank amounts are unknown.

The initial 6.5% rate is illustrative, not a current rate or lender quote. Excludes utilities, maintenance, closing costs and mortgage insurance, which may apply with a down payment below 20%. Taxes and insurance can change.

Listing history

Price and status timeline

No additional listing history is available for public display.

Compare with confidence

Price & market context

See how this home compares with active listings in Derby.

This home compared with active listings in Derby
MetricThis homeLocal listings
List price$850,000$850,000Near the local benchmark
Price / sq ft
Days on market77815% below local

Active city listing statistics from PrimeMLS as of September 11, 2026. Asking prices are not completed-sale values.

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Common questions

About 440 Main Street

Can I request a private showing?

Request a tour of 440 Main Street and a Bean Group agent will help coordinate an available time with the listing side.

Can you help me evaluate this property?

Yes. We can discuss condition, comparable sales, offer strategy and the questions worth asking before you decide whether to proceed.

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